Bad credit? We’ve got your back. We’re the experts who turn “no” into “home”. Explore everything you need to make homeownership happen, regardless of your credit history.
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View allGot a unique situation? We’ve got you covered. As specialist mortgage experts, we cut through the noise to get you what you need. Find your path to homeownership here.
View allRemortgaging doesn’t have to be a headache. We’re the experts who get it done. Find straightforward advice to remortgage with confidence, no matter your circumstances.
View allYour go-to hub for all the other need-to-know mortgage information. From guides to FAQs, we’ve got the answers, no matter your situation.
View allGetting a Joint Mortgage When One Applicant Has Bad Credit
Paul Coss
Co-Founder and Chief Customer Officer
Paul is an incredibly experienced and passionate Mortgage Expert with many years of involvement in the specialist lending industry. He’s also the co-founder of Haysto and has built fantastic relationships with various specialist mortgage lenders. Paul's wisdom stretches across the whole spectrum of specialist lending situations, helping customers with bad credit, self-employed or complex incomes secure the mortgage they need.
Paul Coss
Blogs
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6 mins
Bad Credit Myths, Debunked
Debunking the misconceptions and stigma around bad credit.
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4 mins
Bad credit mortgages: Why you don’t need to wait!
Find out why you might not need to wait to apply for a mortgage with bad credit.
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4 mins
Why can Haysto help, when others can't?
We pride ourselves on making mortgages possible where other banks and brokers failed. Here’s how we do it.
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3 mins
Benefits to Bricks - What you need to know
The main takeaways from the government’s latest Benefits to Bricks announcement.
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4 mins
Why should you pay for a mortgage broker?
Find out why some brokers charge fees, and some don't.
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7 mins
Questions to Ask Your Mortgage Broker
The important questions you should be asking your mortgage broker before you get started.
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5 mins
6 Reasons why you should use a mortgage broker
A look at the main reasons why using a mortgage broker will help boost your chances of securing the home loan you need.
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Haysto Ltd is an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority. Registered Office: Haysto, Crystal House, 24 Cattle Market Street, Norwich, NR1 3DY. Registered in England and Wales No. 12527065
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Your home may be repossessed if you do not keep up repayments on your mortgage.