Specialist Mortgages
Got complex circumstances? We’re experts in handling the tricky stuff. At Haysto, we specialise in helping people with complex situations find a mortgage solution that suits their needs - and we explore every avenue to make it possible.
Your home may be repossessed if you do not keep up repayments on your mortgage.
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A True AIP
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Our Promise
A True AIP
24 Hour Service
Why Haysto?
Experienced Specialist Mortgage Brokers
We’re here for those with complex situations – the ones who don’t fit into the usual boxes. When the “computer says no”, speak to Haysto.
Our Guides
Specialist Mortgage Guides
We understand the challenges that come with low credit scores, unusual financial circumstances, or not fitting the standard mould. As the go-to broker for people in tricky situations, we’ve helped thousands achieve homeownership. Read our guides below to find out how we can help you.
6 mins
Renovation Mortgages
Dreaming of transforming a rundown property into your perfect home? A renovation mortgage could be just what you need.
Read guide
9 mins
Non-Standard Construction Mortgages
Looking to buy a non-standard construction property? Find out how Haysto could help make your mortgage possible.
Read guide
9 mins
First Homes Scheme
Find out everything you need to know about the First Homes Scheme and how Haysto could help make your mortgage possible.
Read guide
6 mins
Mortgage Guarantee Scheme
Everything you need to know about the government-backed Mortgage Guarantee Scheme.
Read guide
6 mins
Deposit Unlock Scheme Explained
If you’re a first-time buyer or home mover, the Deposit Unlock Scheme could provide you with the keys to a brand new home with just a 5% deposit.
Read guide
9 mins
Shared Ownership Mortgages
Find out everything you need to know about shared ownership mortgages and how Haysto can help you find the most competitive rates.
Read guide
10 mins
Shared Ownership Mortgage With Bad Credit
Can you get a shared ownership mortgage with bad credit? Find out how Haysto can help you find an affordable mortgage solution that suits your needs.
Read guide
8 mins
Joint Borrower Sole Proprietor Mortgages (JBSP) Explained
Find out how Joint Borrower Sole Proprietor Mortgages can provide a useful solution for your family to help you get a foot on the property ladder.
Read guide
10 mins
Right to Buy Mortgages
Find out everything you need to know about getting a Right to Buy mortgage to purchase your council home and why Haysto could help make this possible.
Read guide
How It Works
Tech Smarts, Human Hearts
We don’t use technology to replicate humans. We use technology to enable us to spend more time on what matters most. Understanding your unique situation, and finding the right mortgage for you. Meet the experts. Not the robots.
Get Started Now
No More Computer Says No
- Compassion-led, zero judgement.
- Our tech was built to empower you.
No More Being Ghosted
- We work for you. Not the lenders, or the banks.
- Book a call anytime. Message our team 24/7.
No More Confusing Processes
- See your progress in real time in your portal.
- Manage your docs and info all in your portal.
No More Feeling Hopeless
- No-nonsense advice – no matter your situation.
- We exhaust every avenue to find you a mortgage.
What People Say
See How We Make A Difference
Life-changing stories straight from our customers. Read how we made a mortgage possible for those who previously thought it wasn’t.
Information
Tools & Guides
Haysto, a trading style of Haysto Ltd, is an appointed representative of HL Partnership Limited, which is authorised and regulated by the Financial Conduct Authority.Registered Office: Haysto, Crystal House, 24 Cattle Market Street, Norwich, NR1 3DY. Registered in England and Wales No. 12527065
There may be a fee for mortgage advice. The exact amount depends upon your circumstances but will range from £599 to £1599 and this will be discussed and agreed with you at the earliest opportunity.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Your home may be repossessed if you do not keep up repayments on your mortgage.