Bad credit? We’ve got your back. We’re the experts who turn “no” into “home”. Explore everything you need to make homeownership happen, regardless of your credit history.
View allSelf-employed? No problem. We’re specialists in making mortgages work for you. Here’s everything you need to tackle the mortgage maze, without the usual hassle.
View allGot a unique situation? We’ve got you covered. As specialist mortgage experts, we cut through the noise to get you what you need. Find your path to homeownership here.
View allRemortgaging doesn’t have to be a headache. We’re the experts who get it done. Find straightforward advice to remortgage with confidence, no matter your circumstances.
View allYour go-to hub for all the other need-to-know mortgage information. From guides to FAQs, we’ve got the answers, no matter your situation.
View allGetting a Joint Mortgage When One Applicant Has Bad Credit
Specialist Mortgages
Got complex circumstances? We’re experts in handling the tricky stuff. At Haysto, we specialise in finding mortgages for people who don’t fit the norm - and we explore every avenue to make it possible.
Our Promise
A True AIP
24 Hour Service
Rate Guarantee
Our Promise
A True AIP
24 Hour Service
Rate Guarantee
Why Haysto?
The no.1 Specialist Mortgage Broker
We’re here for those with complex situations – the ones who don’t fit into the usual boxes. When the “computer says no”, turn to Haysto.
Our Guides
Specialist Mortgage Guides
We understand the challenges that come with low credit scores, unusual financial circumstances, or not fitting the standard mould. As the go-to broker for people in tricky situations, we’ve helped thousands achieve homeownership. Read our guides below to find out how we can help you when other brokers can’t.
9 mins
Shared Ownership Mortgages
Find out everything you need to know about shared ownership mortgages and how Haysto can help you find the most competitive rates.
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10 mins
Shared Ownership Mortgage With Bad Credit
Can you get a shared ownership mortgage with bad credit? Find out how this could be possible and why Haysto can help when other brokers can't.
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7 mins
Guarantor Mortgages Explained
Find out everything you need to know about guarantor mortgages and why they might provide the right solution for your dream of buying a home.
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8 mins
Joint Borrower Sole Proprietor Mortgages (JBSP) Explained
Find out how Joint Borrower Sole Proprietor Mortgages can provide a useful solution for your family to help you get a foot on the property ladder.
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9 mins
Right to Buy Mortgages
Find out everything you need to know about getting a Right to Buy mortgage to purchase your council home and why Haysto could help make this possible.
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3 mins
Tier 2 Visa Mortgages
Find out everything you need to know about getting a mortgage on a tier 2 visa and how Haysto could help make your mortgage possible when other brokers can't.
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5 mins
Zero-Hour Contract Mortgages
Find out everything you need to know about getting a mortgage if you're on a zero-hour contract and how Haysto could help make this possible when others can't.
Read guide
How It Works
Tech Smarts, Human Hearts
We don’t use technology to replicate humans. We use technology to enable us to spend more time on what matters most. Understanding your unique situation, and finding the right mortgage for you. Meet the experts. Not the robots.
Get Started Now
No More Computer Says No
- Compassion-led, zero judgement.
- Our tech was built to empower you.
No More Being Ghosted
- We work for you. Not the lenders, or the banks.
- Book a call anytime. Message our team 24/7.
No More Confusing Processes
- See your progress in real time in your portal.
- Manage your docs and info all in your portal.
No More Feeling Hopeless
- No-nonsense advice – no matter your situation.
- We exhaust every avenue to find you a mortgage.
What People Say
See How We Make A Difference
Life-changing stories straight from our customers. Read how we made a mortgage possible for those who previously thought it wasn’t.
We make mortgages possible. Bad credit? Self-employed? Complex situation? No problem. You’re in the right place. We get it, and we can help.
Try it FREE for 30 days, then £14.99 a month - cancel online anytime.
Information
Tools & Guides
Haysto Ltd is an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority. Registered Office: Haysto, Crystal House, 24 Cattle Market Street, Norwich, NR1 3DY. Registered in England and Wales No. 12527065
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Your home may be repossessed if you do not keep up repayments on your mortgage.