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Self-Employed Mortgages

Not a 9-to-5 type? No problem. At Haysto, we specialise in making mortgages possible for the self-employed. We understand your situation and work with you to find a solution.

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No impact on your credit score

Self-Employed Mortgages
Our promise Our Promise True agreement in principle A True AIP 24 hour service 24 Hour Service Mortgage rate guarantee Rate Guarantee

Why Haysto?

The Self-Employed Mortgage Experts

We’re here for people who work for themselves – the ones who don’t fit into traditional job roles. When the “computer says no”, turn to Haysto.

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Our Guides

Self-Employed Mortgage Guides

We understand the unique challenges that come with being self-employed, like proving your income or dealing with irregular cash flow. We’ve helped thousands secure mortgages, no matter how complicated their financial situation is. Read our guides below to find out how we can help you when other brokers can’t.

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8 mins

Contractor Mortgages

Find out everything you need to know about contractor mortgages and how Haysto could help when other brokers can't.

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5 mins

Mortgages For Agency Workers

Find out everything you need to know about how to get a mortgage when you're an agency worker and why Haysto could help when other brokers can't.

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8 mins

Mortgages For Freelancers

Find out everything you need to know about freelancer mortgages and how Haysto could help when other brokers can't.

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6 mins

Mortgages For Company Directors

Find out everything you need to know about getting a mortgage as a company director and how Haysto could help when other brokers can't.

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5 mins

Mortgages For Self-Employed Without Accounts

Find out everything you need to know about getting a mortgage if you're self-employed with no certified accounts and how Haysto could help make this possible.

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3 mins

Mortgages Using Retained Profits

Find out all you need to know about getting a mortgage using retained profits and how Haysto can help make your mortgage possible when other brokers can't.

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6 mins

Self-Employed Mortgage With 1 Year's Accounts

Find out everything you need to know about how you could still get a self-employed mortgage with just one year's accounts.

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5 mins

Self-Employed Mortgage With 2 Years' Accounts

Find out how it's still possible to get a self-employed mortgage with just 2 years' accounts and why Haysto could help when other brokers can't.

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5 mins

Mortgages For Sole Traders

Find out everything you need to know about getting a mortgage as a sole trader and how Haysto can help make your mortgage possible.

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How It Works

Tech Smarts, Human Hearts

We don’t use technology to replicate humans. We use technology to enable us to spend more time on what matters most. Understanding your unique situation, and finding the right mortgage for you. Meet the experts. Not the robots.

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Tech Smarts, Human Hearts
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No More Computer Says No

  • Compassion-led, zero judgement.
  • Our tech was built to empower you.
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No More Being Ghosted

  • We work for you. Not the lenders, or the banks.
  • Book a call anytime. Message our team 24/7.
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No More Confusing Processes

  • See your progress in real time in your portal.
  • Manage your docs and info all in your portal.
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No More Feeling Hopeless

  • No-nonsense advice – no matter your situation.
  • We exhaust every avenue to find you a mortgage.

What People Say

See How We Make A Difference

Life-changing stories straight from our customers. Read how we made mortgage possible for those who have previously thought it wasn’t.

Read Customer Stories

We'd almost lost hope until we found Haysto. It's nice to have people you can trust!

Meghan & Stu

Read Their Story
Meghan & Stu

Haysto Ltd is an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority. Registered Office: Haysto, Crystal House, 24 Cattle Market Street, Norwich, NR1 3DY. Registered in England and Wales No. 12527065

The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Your home may be repossessed if you do not keep up repayments on your mortgage.

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