Bad credit? We’ve got your back. We’re the experts who turn “no” into “home”. Explore everything you need to make homeownership happen, regardless of your credit history.
View allSelf-employed? No problem. We’re specialists in making mortgages work for you. Here’s everything you need to tackle the mortgage maze, without the usual hassle.
View allGot a unique situation? We’ve got you covered. As specialist mortgage experts, we cut through the noise to get you what you need. Find your path to homeownership here.
View allRemortgaging doesn’t have to be a headache. We’re the experts who get it done. Find straightforward advice to remortgage with confidence, no matter your circumstances.
View allYour go-to hub for all the other need-to-know mortgage information. From guides to FAQs, we’ve got the answers, no matter your situation.
View allGetting a Joint Mortgage When One Applicant Has Bad Credit
Self-Employed Mortgages
Not a 9-to-5 type? No problem. At Haysto, we specialise in making mortgages possible for the self-employed. We understand your situation and work with you to find a solution.
Our Promise
A True AIP
24 Hour Service
Rate Guarantee
Our Promise
A True AIP
24 Hour Service
Rate Guarantee
Why Haysto?
The Self-Employed Mortgage Experts
We’re here for people who work for themselves – the ones who don’t fit into traditional job roles. When the “computer says no”, turn to Haysto.
Our Guides
Self-Employed Mortgage Guides
We understand the unique challenges that come with being self-employed, like proving your income or dealing with irregular cash flow. We’ve helped thousands secure mortgages, no matter how complicated their financial situation is. Read our guides below to find out how we can help you when other brokers can’t.
8 mins
Contractor Mortgages
Find out everything you need to know about contractor mortgages and how Haysto could help when other brokers can't.
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5 mins
Mortgages For Agency Workers
Find out everything you need to know about how to get a mortgage when you're an agency worker and why Haysto could help when other brokers can't.
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8 mins
Mortgages For Freelancers
Find out everything you need to know about freelancer mortgages and how Haysto could help when other brokers can't.
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6 mins
Mortgages For Company Directors
Find out everything you need to know about getting a mortgage as a company director and how Haysto could help when other brokers can't.
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5 mins
Mortgages For Self-Employed Without Accounts
Find out everything you need to know about getting a mortgage if you're self-employed with no certified accounts and how Haysto could help make this possible.
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3 mins
Mortgages Using Retained Profits
Find out all you need to know about getting a mortgage using retained profits and how Haysto can help make your mortgage possible when other brokers can't.
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6 mins
Self-Employed Mortgage With 1 Year's Accounts
Find out everything you need to know about how you could still get a self-employed mortgage with just one year's accounts.
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5 mins
Self-Employed Mortgage With 2 Years' Accounts
Find out how it's still possible to get a self-employed mortgage with just 2 years' accounts and why Haysto could help when other brokers can't.
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5 mins
Mortgages For Sole Traders
Find out everything you need to know about getting a mortgage as a sole trader and how Haysto can help make your mortgage possible.
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How It Works
Tech Smarts, Human Hearts
We don’t use technology to replicate humans. We use technology to enable us to spend more time on what matters most. Understanding your unique situation, and finding the right mortgage for you. Meet the experts. Not the robots.
Get Started Now
No More Computer Says No
- Compassion-led, zero judgement.
- Our tech was built to empower you.
No More Being Ghosted
- We work for you. Not the lenders, or the banks.
- Book a call anytime. Message our team 24/7.
No More Confusing Processes
- See your progress in real time in your portal.
- Manage your docs and info all in your portal.
No More Feeling Hopeless
- No-nonsense advice – no matter your situation.
- We exhaust every avenue to find you a mortgage.
What People Say
See How We Make A Difference
Life-changing stories straight from our customers. Read how we made mortgage possible for those who have previously thought it wasn’t.
We'd almost lost hope until we found Haysto. It's nice to have people you can trust!
Meghan & Stu
Read Their Story
We make mortgages possible. Bad credit? Self-employed? Complex situation? No problem. You’re in the right place. We get it, and we can help.
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Information
Tools & Guides
Haysto Ltd is an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority. Registered Office: Haysto, Crystal House, 24 Cattle Market Street, Norwich, NR1 3DY. Registered in England and Wales No. 12527065
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Your home may be repossessed if you do not keep up repayments on your mortgage.