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Self-Employed Mortgages

Not a 9-to-5 type? You've come to the right place! We understand complex situations and are here to help you find an affordable mortgage solution that suits your needs.

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Your home may be repossessed if you do not keep up repayments on your mortgage.

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Self-Employed Mortgages
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Why Haysto?

The Self-Employed Mortgage Specialists

We’re here for people who work for themselves – the ones who don’t fit into traditional job roles. When the “computer says no”, speak to Haysto.

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Our Guides

Self-Employed Mortgage Guides

We understand the unique challenges that come with being self-employed, like proving your income or dealing with irregular cash flow. We’ve helped thousands secure mortgages, no matter how complicated their financial situation is. Read our guides below to find out how we can help you.

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8 mins

Contractor Mortgages

Looking for a mortgage as a contractor? Discover how Haysto can help you find affordable mortgage solutions that suit your needs.

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5 mins

Mortgages For Agency Workers

Looking for a mortgage as an agency worker? Find out how Haysto could help you find affordable mortgage solutions that suit your needs.

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8 mins

Mortgages For Freelancers

Looking for a mortgage as a freelancer? Discover how Haysto can help you find affordable mortgage solutions that suit your needs.

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6 mins

Mortgages For Company Directors

Want to know more about getting a mortgage as a limited company director? Find out how Haysto could help make your mortgage possible.

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5 mins

Mortgages For Self-Employed Without Accounts

Find out everything you need to know about getting a mortgage if you're self-employed with no certified accounts and how Haysto could help make this possible.

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3 mins

Mortgages Using Retained Profits

Find out all you need to know about getting a mortgage using retained profits and how Haysto can help make your mortgage possible.

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6 mins

Self-Employed Mortgage With 1 Year's Accounts

Need a self-employed mortgage with just 1 year's accounts? Find out how Haysto could help you find an affordable mortgage solution that suits your needs.

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5 mins

Self-Employed Mortgage With 2 Years' Accounts

Need a self-employed mortgage with just 2 year's accounts? Find out how Haysto could help you find an affordable mortgage solution that suits your needs.

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5 mins

Mortgages For Sole Traders

Find out everything you need to know about getting a mortgage as a sole trader and how Haysto can help make your mortgage possible.

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How It Works

Tech Smarts, Human Hearts

We don’t use technology to replicate humans. We use technology to enable us to spend more time on what matters most. Understanding your unique situation, and finding the right mortgage for you. Meet the experts. Not the robots.

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Tech Smarts, Human Hearts
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No More Computer Says No

  • Compassion-led, zero judgement.
  • Our tech was built to empower you.
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No More Being Ghosted

  • We work for you. Not the lenders, or the banks.
  • Book a call anytime. Message our team 24/7.
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No More Confusing Processes

  • See your progress in real time in your portal.
  • Manage your docs and info all in your portal.
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No More Feeling Hopeless

  • No-nonsense advice – no matter your situation.
  • We exhaust every avenue to find you a mortgage.

What People Say

See How We Make A Difference

Life-changing stories straight from our customers. Read how we made mortgages possible for those who previously thought it wasn’t.

We'd almost lost hope until we found Haysto. It's nice to have people you can trust!

Meghan & Stu

Read Their Story
Meghan & Stu

Haysto, a trading style of Haysto Ltd, is an appointed representative of HL Partnership Limited, which is authorised and regulated by the Financial Conduct Authority.Registered Office: Haysto, Crystal House, 24 Cattle Market Street, Norwich, NR1 3DY. Registered in England and Wales No. 12527065

There may be a fee for mortgage advice. The exact amount depends upon your circumstances but will range from £599 to £1599 and this will be discussed and agreed with you at the earliest opportunity.

The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Talk to our Mortgage Experts to find out your options