Bad credit? We’ve got your back. We’re the experts who turn “no” into “home”. Explore everything you need to make homeownership happen, regardless of your credit history.
View allSelf-employed? No problem. We’re specialists in making mortgages work for you. Here’s everything you need to tackle the mortgage maze, without the usual hassle.
View allGot a unique situation? We’ve got you covered. As specialist mortgage experts, we cut through the noise to get you what you need. Find your path to homeownership here.
View allRemortgaging doesn’t have to be a headache. We’re the experts who get it done. Find straightforward advice to remortgage with confidence, no matter your circumstances.
View allYour go-to hub for all the other need-to-know mortgage information. From guides to FAQs, we’ve got the answers, no matter your situation.
View allGetting a Joint Mortgage When One Applicant Has Bad Credit
Browse all of our available content, including mortgage guides, calculators, blog posts and more.
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9 mins
Find out how much you can borrow for a mortgage with our guide to mortgage affordability.
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10 mins
Find out everything you need to know about how mortgage repayments work and what factors affect how much you pay.
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9 mins
Find out everything you need to know about the First Homes Scheme and how Haysto could help make your mortgage possible.
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6 mins
Find out all you need to know about how to get a mortgage on a property that’s currently mortgage-free or unencumbered.
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6 mins
Everything you need to know about the government-backed Mortgage Guarantee Scheme.
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6 mins
If you’re a first-time buyer or home mover, the Deposit Unlock Scheme could provide you with the keys to a brand new home with just a 5% deposit.
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8 mins
Find out everything you need to know about buying a new-build property and how to get a mortgage.
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12 mins
Find out exactly what mortgage lenders look for in a mortgage applicant and how Haysto could help you navigate safely through the application process.
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10 mins
Find out everything you need to know about what is considered a bad credit score and how you can improve your credit rating to get a mortgage.
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Discover how much you could potentially borrow, and how much your monthly mortgage repayments could be, all before making a mortgage application.
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Thinking of remortgaging? Our remortgage calculator shows you what your monthly repayments could be, your potential loan-to-value and how much you could save.
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Our self-employed mortgage calculator can show you how much you might be able to borrow, estimate your monthly repayments and calculate loan-to-value.
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Bad credit? Use our bad credit mortgage calculator to estimate your monthly repayments and how much you might be able to borrow before applying.
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Whether you’re self-employed, have credit issues, require specialist help or are just looking to remortgage - we have a calculator for you.
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3 mins
If you’ve been affected, this page is updated regularly to include the latest information about mortgages and Covid-19
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4 mins
Funding from CEO and Co-founder of OakNorth Rishi Khosla OBE and Salesforce veteran Dr Steve Garnett propels Haysto's mission to empower customers.
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3 mins
Jonny Magill becomes Haysto's latest C-level appointment, bringing a wealth of knowledge from previous roles at Tesco, Sainsbury’s, Strike Ltd and Purplebricks.
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3 mins
Need a mortgage but worried about credit card debts? It can be done! See how we helped single dad Lennie after his bank turned him down.
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3 mins
Need a mortgage but worried about low income? It can be done! See how we helped Martin and Julian get a Help to Buy mortgage after their bank turned them down.
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4 mins
Need a mortgage but worried about being a single parent with bad credit? It can be done! See how we helped Maya find her dream home.
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3 mins
Need to remortgage but worried about being self-employed? It can be done! See how we helped Meghan and Stu get a mortgage after their bank turned them down.
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7 mins
How has the COVID-19 pandemic changed the UK property market? Which locations have seen the most property sales? We used public government data to find out.
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4 mins
Need a mortgage but worried about being self-employed with bad credit? It can be done! See how we helped Fran and Kim get on the property ladder.
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4 mins
Are tracker mortgages a solid option following the recent base rate cut by the Bank Of England?
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4 mins
How could the recent rise in the headline rate of inflation affect mortgages?
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6 mins
Debunking the misconceptions and stigma around bad credit.
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Find the latest on what we're up to, what's going on in the mortgage world, and some other bits we think you'll find interesting.
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4 mins
More than 1,000 customers have given Haysto a review on Trustpilot - one hell of an achievement!
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5 mins
Find out if taking part in the Don't Pay UK campaign could have a negative impact on your credit history and future mortgage applications.
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6 mins
Inflation is at a 40-year high, and the Bank of England has raised interest rates again. But what does this mean, and what can you do about it?
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