Remortgage Calculator

It’s recommended to start thinking seriously about your remortgage options around 3-6 months before your current deal is due to expire. This gives you plenty of time to look at what deals are currently available and decide what options may suit you best.

Make an enquiry, and one of our Mortgage Experts can talk to you about your options in more detail. They’ll also be able to scour the market on your behalf, saving you a lot of time and, potentially, some money.

This really depends on the amount of equity you have in your property at the time. If there’s plenty you could consider releasing some of that equity for home improvements or to consolidate any other debts you may have.

A mortgage lender will calculate your loan-to-value and then consider how much additional equity can be released from your home. This will involve fresh affordability checks to ensure you can comfortably pay the new mortgage repayments.

You should be able to qualify for the best remortgage rates with a clear credit history, a healthy amount of equity in your property and a strong employment record.

A mortgage broker (like us!) will also be able to help. An experienced broker will know of specific deals not readily available on the high street or online.

Make an enquiry and one of our Mortgage Experts can talk you through some of the best remortgage deals available. This will save you a lot of time and, potentially, some money too.