Michael Whitehead
Head of Content
A seasoned copywriter and editor, Mike has been writing for financial services firms since 2012 and joined us in 2024 after working for one of the UK’s biggest mortgage lead providers. Prior to this, he spent eleven years as a senior wealth manager for HSBC Bank, working internationally and domestically. He was also a director of two HSBC Group subsidiaries and holds a Financial Planning Certificate from the Chartered Insurance Institute.
Mike Whitehead
Mortgage Guides
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9 mins
Mortgage Affordability: How Much Can You Borrow For a Mortgage?
Find out how much you can borrow for a mortgage with our guide to mortgage affordability.
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10 mins
How To Work Out Your Mortgage Repayments
Find out everything you need to know about how mortgage repayments work and what factors affect how much you pay.
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9 mins
First Homes Scheme
Find out everything you need to know about the First Homes Scheme and how Haysto could help make your mortgage possible.
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6 mins
How To Get An Unencumbered Mortgage
Find out all you need to know about how to get a mortgage on a property that’s currently mortgage-free or unencumbered.
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6 mins
Mortgage Guarantee Scheme
Everything you need to know about the government-backed Mortgage Guarantee Scheme.
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6 mins
Deposit Unlock Scheme Explained
If you’re a first-time buyer or home mover, the Deposit Unlock Scheme could provide you with the keys to a brand new home with just a 5% deposit.
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8 mins
New Build Mortgages
Find out everything you need to know about buying a new-build property and how to get a mortgage.
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12 mins
What Mortgage Lenders Look For In Mortgage Applicants
Find out exactly what mortgage lenders look for in a mortgage applicant and how Haysto could help you navigate safely through the application process.
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10 mins
What Is a Bad Credit Score?
Find out everything you need to know about what is considered a bad credit score and how you can improve your credit rating to get a mortgage.
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Tools & Guides
Haysto Ltd is an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority. Registered Office: Haysto, Crystal House, 24 Cattle Market Street, Norwich, NR1 3DY. Registered in England and Wales No. 12527065
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Your home may be repossessed if you do not keep up repayments on your mortgage.