Michael Whitehead
Head of Content
Michael leads content across Haysto, with a focus on specialist mortgage scenarios. He helps borrowers with more complex circumstances understand how lenders assess affordability, risk, and eligibility. A seasoned copywriter and editor, he’s been writing about mortgages and personal finance since 2012. Michael joined Haysto in 2024 and was closely involved in creating our mainstream sister brand, Picnic Mortgages, helping shape its content strategy and tone ahead of the site’s launch in 2025. Before moving into financial content full-time, Michael spent eleven years at HSBC Bank as a senior wealth manager, working both in the UK and internationally. During this time, he also served as a director of two HSBC Group subsidiaries and holds a Financial Planning Certificate from the Chartered Insurance Institute.
Mike Whitehead
Mortgage Guides
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5 mins
Mortgage Declined By NatWest? Here’s What To Do Next.
Have you recently had your mortgage application declined by NatWest? Find out how Haysto can help make your mortgage possible.
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5 mins
Has Nationwide Declined You For a Mortgage? Here’s What To Do Next.
Have you recently had your mortgage application declined by Nationwide? Find out how Haysto can help make your mortgage possible.
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5 mins
Mortgage Declined By Halifax? Here’s What To Do Next.
Have you recently had your mortgage application declined by Halifax? Find out how Haysto can help make your mortgage possible.
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5 mins
Mortgage Declined By Santander? Here’s What To Do Next.
Have you recently had your mortgage application declined by Santander? Find out how Haysto can help make your mortgage possible.
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5 mins
Mortgage Declined By Barclays? Here’s What To Do Next.
Have you recently had your mortgage application declined by Barclays? Find out how Haysto can help make your mortgage possible.
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5 mins
Mortgage Declined By HSBC? Here’s What To Do Next.
Have you recently had your mortgage application declined by HSBC? Find out how Haysto can help make your mortgage possible.
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5 mins
What To Do If Your Mortgage Is Rejected On Affordability
Find out what options you have if your mortgage is rejected due to affordability.
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7 mins
What To Do If You've Been Refused a Mortgage
Find out what process you should follow if you’ve recently been refused a mortgage
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Information
Tools & Guides
Haysto, a trading style of Haysto Ltd, is an appointed representative of HL Partnership Limited, which is authorised and regulated by the Financial Conduct Authority.Registered Office: Haysto, Crystal House, 24 Cattle Market Street, Norwich, NR1 3DY. Registered in England and Wales No. 12527065
There may be a fee for mortgage advice. The exact amount depends upon your circumstances but will range from £599 to £1599 and this will be discussed and agreed with you at the earliest opportunity.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Your home may be repossessed if you do not keep up repayments on your mortgage.