Michael Whitehead
Head of Content
Michael leads content across Haysto, with a focus on specialist mortgage scenarios. He helps borrowers with more complex circumstances understand how lenders assess affordability, risk, and eligibility. A seasoned copywriter and editor, he’s been writing about mortgages and personal finance since 2012. Michael joined Haysto in 2024 and was closely involved in creating our mainstream sister brand, Picnic Mortgages, helping shape its content strategy and tone ahead of the site’s launch in 2025. Before moving into financial content full-time, Michael spent eleven years at HSBC Bank as a senior wealth manager, working both in the UK and internationally. During this time, he also served as a director of two HSBC Group subsidiaries and holds a Financial Planning Certificate from the Chartered Insurance Institute.
Mike Whitehead
Mortgage Guides
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12 mins
What Mortgage Lenders Look For In Mortgage Applicants
Find out exactly what mortgage lenders look for in a mortgage applicant and how Haysto could help you navigate safely through the application process.
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6 mins
Using Bonuses and Commission on Your Mortgage Application
Find out if it's possible to use income received from bonuses and commissions in addition to your basic salary to borrow more for your mortgage.
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4 mins
Do I Need a Solicitor to Buy a House?
Confused about conveyancing? Find out everything you need to know about mortgage solicitors and the legal side of buying a home.
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7 mins
Getting a Mortgage With a New Job
Find out how to get a mortgage soon after starting a new job and how Haysto can help you find an affordable mortgage solution to suit your needs.
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9 mins
Getting a Mortgage As a Single Parent
Find out how to get a mortgage if you're a single parent, including how much you could borrow and what evidence of earnings will be required.
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6 mins
Can I Get a Mortgage on Maternity Leave?
Find out everything you need to know about whether it's possible to get a mortgage on maternity leave and what your options are.
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9 mins
Can I Get a Mortgage With Low Income?
Are you looking for a mortgage but worried you won't have enough income? Find out if getting a mortgage is still possible and what proof of income you'll need.
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8 mins
10 Mortgage Myths
Learn all about the most common myths about applying for a mortgage and why the reality could be very different with help from an experienced mortgage broker.
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16 mins
How To Get Mortgage-ready
Preparing for a mortgage application can feel quite daunting. Learn about all the paperwork you'll need to put together and what lenders will look for.
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Information
Tools & Guides
Haysto, a trading style of Haysto Ltd, is an appointed representative of HL Partnership Limited, which is authorised and regulated by the Financial Conduct Authority.Registered Office: Haysto, Crystal House, 24 Cattle Market Street, Norwich, NR1 3DY. Registered in England and Wales No. 12527065
There may be a fee for mortgage advice. The exact amount depends upon your circumstances but will range from £599 to £1599 and this will be discussed and agreed with you at the earliest opportunity.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Your home may be repossessed if you do not keep up repayments on your mortgage.