Bad credit? We’ve got your back. We’re the experts who turn “no” into “home”. Explore everything you need to make homeownership happen, regardless of your credit history.
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View allGot a unique situation? We’ve got you covered. As specialist mortgage experts, we cut through the noise to get you what you need. Find your path to homeownership here.
View allRemortgaging doesn’t have to be a headache. We’re the experts who get it done. Find straightforward advice to remortgage with confidence, no matter your circumstances.
View allYour go-to hub for all the other need-to-know mortgage information. From guides to FAQs, we’ve got the answers, no matter your situation.
View allGetting a Joint Mortgage When One Applicant Has Bad Credit
Michael Whitehead
Head of Content
A seasoned copywriter and editor, Mike has been writing for financial services firms since 2012 and joined us in 2024 after working for one of the UK’s biggest mortgage lead providers. Prior to this, he spent eleven years as a senior wealth manager for HSBC Bank, working internationally and domestically. He was also a director of two HSBC Group subsidiaries and holds a Financial Planning Certificate from the Chartered Insurance Institute.
Mike Whitehead
Mortgage Guides
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5 mins
Bad Credit Mortgage Lenders
Find out who the best bad credit mortgage lenders are and how Haysto could make your mortgage possible due to our strong working relationship with them.
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11 mins
Checkmyfile Explained
Checkmyfile shows you credit scores from the credit reports of the three main credit reference agencies: Experian, Equifax and TransUnion.
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5 mins
Can You Have More Than One Mortgage?
Are multiple mortgages allowed? If so, how does it all work? Find out everything you need to know right here.
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8 mins
Getting a Mortgage With a CCJ
Having a CCJ doesn’t have to mean you can’t get a mortgage. Find out how Haysto could make your mortgage possible.
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9 mins
Getting a Mortgage After Late Payments
Had a mortgage declined due to a late payment? Find out how Haysto could help you when others can’t.
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8 mins
What Credit Score Do You Need For a Mortgage?
Your credit score is one important factor when applying for a mortgage. Find out what credit score you'll need and how to download your credit report.
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8 mins
Can I Rent a House If I Have Bad Credit?
Find out if it's possible to rent a house when you have a bad credit rating and what checks a landlord may make before approving your rental application.
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9 mins
Getting a Mortgage As a Single Person
Getting a mortgage as a single person can often be more straightforward than a joint application. Find out how Haysto could help make your mortgage possible.
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4 mins
What Happens When My Mortgage Ends?
Find out what your options are when your mortgage loan ends.
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Tools & Guides
Haysto Ltd is an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority. Registered Office: Haysto, Crystal House, 24 Cattle Market Street, Norwich, NR1 3DY. Registered in England and Wales No. 12527065
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Your home may be repossessed if you do not keep up repayments on your mortgage.