Michael Whitehead
Head of Content
A seasoned copywriter and editor, Mike has been writing for financial services firms since 2012 and joined us in 2024 after working for one of the UK’s biggest mortgage lead providers. Prior to this, he spent eleven years as a senior wealth manager for HSBC Bank, working internationally and domestically. He was also a director of two HSBC Group subsidiaries and holds a Financial Planning Certificate from the Chartered Insurance Institute.
Mike Whitehead
Mortgage Guides
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8 mins
Getting a Mortgage With a CCJ
Having a CCJ doesn’t have to mean you can’t get a mortgage. Find out how Haysto could make your mortgage possible.
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9 mins
Getting a Mortgage After Late Payments
Had a mortgage declined due to a late payment? Find out how Haysto could help you when others can’t.
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8 mins
What Credit Score Do You Need For a Mortgage?
Your credit score is one important factor when applying for a mortgage. Find out what credit score you'll need and how to download your credit report.
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13 mins
How Does Remortgaging Work?
Find out everything you need to know about remortgaging, and how Haysto could help you find the right lenders offering the most competitive interest rates.
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8 mins
Can I Rent a House If I Have Bad Credit?
Find out if it's possible to rent a house when you have a bad credit rating and what checks a landlord may make before approving your rental application.
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9 mins
Getting a Mortgage As a Single Person
Getting a mortgage as a single person can often be more straightforward than a joint application. Find out how Haysto could help make your mortgage possible.
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4 mins
What Happens When My Mortgage Ends?
Find out what your options are when your mortgage loan ends.
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6 mins
Using Bonuses and Commission on Your Mortgage Application
Find out if it's possible to use income received from bonuses and commissions in addition to your basic salary to borrow more for your mortgage.
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5 mins
What Is a Repayment Mortgage?
Find out how repayment mortgages work, how they differ from interest-only mortgages and if you can switch from one repayment method to the other.
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Tools & Guides
Haysto Ltd is an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority. Registered Office: Haysto, Crystal House, 24 Cattle Market Street, Norwich, NR1 3DY. Registered in England and Wales No. 12527065
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Your home may be repossessed if you do not keep up repayments on your mortgage.