Bad credit? We’ve got your back. We’re the experts who turn “no” into “home”. Explore everything you need to make homeownership happen, regardless of your credit history.
View allSelf-employed? No problem. We’re specialists in making mortgages work for you. Here’s everything you need to tackle the mortgage maze, without the usual hassle.
View allGot a unique situation? We’ve got you covered. As specialist mortgage experts, we cut through the noise to get you what you need. Find your path to homeownership here.
View allRemortgaging doesn’t have to be a headache. We’re the experts who get it done. Find straightforward advice to remortgage with confidence, no matter your circumstances.
View allYour go-to hub for all the other need-to-know mortgage information. From guides to FAQs, we’ve got the answers, no matter your situation.
View allGetting a Joint Mortgage When One Applicant Has Bad Credit
Michael Whitehead
Head of Content
A seasoned copywriter and editor, Mike has been writing for financial services firms since 2012 and joined us in 2024 after working for one of the UK’s biggest mortgage lead providers. Prior to this, he spent eleven years as a senior wealth manager for HSBC Bank, working internationally and domestically. He was also a director of two HSBC Group subsidiaries and holds a Financial Planning Certificate from the Chartered Insurance Institute.
Mike Whitehead
Mortgage Guides
Sort by:
5 mins
Mortgages For Self-Employed Without Accounts
Find out everything you need to know about getting a mortgage if you're self-employed with no certified accounts and how Haysto could help make this possible.
Read guide
3 mins
Mortgages Using Retained Profits
Find out all you need to know about getting a mortgage using retained profits and how Haysto can help make your mortgage possible when other brokers can't.
Read guide
5 mins
Porting A Mortgage
Are you looking to move home and want to know what happens to your mortgage? Find out how porting could let you take your current mortgage deal with you.
Read guide
7 mins
How To Remortgage To Buy Another Property
Find out everything you need to know about remortgaging to buy another property, and how Haysto could help make your remortgage possible.
Read guide
8 mins
Second-Charge Mortgages
Find out all you need to know about second-charge mortgages and how Haysto can help you find the right lenders offering the most competitive interest rates.
Read guide
6 mins
Self-Employed Mortgage With 1 Year's Accounts
Find out everything you need to know about how you could still get a self-employed mortgage with just one year's accounts.
Read guide
5 mins
Self-Employed Mortgage With 2 Years' Accounts
Find out how it's still possible to get a self-employed mortgage with just 2 years' accounts and why Haysto could help when other brokers can't.
Read guide
5 mins
Mortgages For Sole Traders
Find out everything you need to know about getting a mortgage as a sole trader and how Haysto can help make your mortgage possible.
Read guide
9 mins
Specialist Lending Explained
What is a specialist mortgage lender? And why might you need one? Find out all you need to know and how Haysto could help make your mortgage possible.
Read guide
We make mortgages possible. Bad credit? Self-employed? Complex situation? No problem. You’re in the right place. We get it, and we can help.
Try it FREE for 30 days, then £14.99 a month - cancel online anytime.
Information
Tools & Guides
Haysto Ltd is an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority. Registered Office: Haysto, Crystal House, 24 Cattle Market Street, Norwich, NR1 3DY. Registered in England and Wales No. 12527065
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Your home may be repossessed if you do not keep up repayments on your mortgage.