Michael Whitehead
Head of Content
Michael leads content across Haysto, with a focus on specialist mortgage scenarios. He helps borrowers with more complex circumstances understand how lenders assess affordability, risk, and eligibility. A seasoned copywriter and editor, he’s been writing about mortgages and personal finance since 2012. Michael joined Haysto in 2024 and was closely involved in creating our mainstream sister brand, Picnic Mortgages, helping shape its content strategy and tone ahead of the site’s launch in 2025. Before moving into financial content full-time, Michael spent eleven years at HSBC Bank as a senior wealth manager, working both in the UK and internationally. During this time, he also served as a director of two HSBC Group subsidiaries and holds a Financial Planning Certificate from the Chartered Insurance Institute.
Mike Whitehead
Mortgage Guides
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6 mins
Can I Get a Mortgage on Maternity Leave?
Find out everything you need to know about whether it's possible to get a mortgage on maternity leave and what your options are.
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4 mins
Can I Get a Mortgage With a Debt Relief Order (DRO)?
Find out everything you need to know about how to get a mortgage with a Debt Relief Order (DRO) and how Haysto could help make your mortgage possible.
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4 mins
Buy-to-Let Mortgages Explained
When you buy a property as an investment instead of a home, your mortgage will be slightly different. You’ll need a specialist buy-to-let mortgage.
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3 mins
Complete Guide to Stamp Duty
Find out everything you need to know about Stamp Duty and how much you might have to pay for the property you want to buy.
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8 mins
10 Mortgage Myths
Learn all about the most common myths about applying for a mortgage and why the reality could be very different with help from an experienced mortgage broker.
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16 mins
How To Get Mortgage-ready
Preparing for a mortgage application can feel quite daunting. Learn about all the paperwork you'll need to put together and what lenders will look for.
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8 mins
Contractor Mortgages
Looking for a mortgage as a contractor? Discover how Haysto can help you find affordable mortgage solutions that suit your needs.
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7 mins
What To Do If You've Been Refused a Mortgage
Find out what process you should follow if you’ve recently been refused a mortgage
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6 mins
Self-Employed Mortgage With 1 Year's Accounts
Need a self-employed mortgage with just 1 year's accounts? Find out how Haysto could help you find an affordable mortgage solution that suits your needs.
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Information
Tools & Guides
Haysto, a trading style of Haysto Ltd, is an appointed representative of HL Partnership Limited, which is authorised and regulated by the Financial Conduct Authority.Registered Office: Haysto, Crystal House, 24 Cattle Market Street, Norwich, NR1 3DY. Registered in England and Wales No. 12527065
There may be a fee for mortgage advice. The exact amount depends upon your circumstances, but will range from £649 to £1699, and this will be discussed and agreed with you at the earliest opportunity.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Your home may be repossessed if you do not keep up repayments on your mortgage.