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Find out everything you need to know about what is considered a bad credit score and how you can improve your credit rating to get a mortgage.

Bad credit doesn’t mean you can’t get a mortgage. Our guide to bad credit mortgages explains how we can help make your mortgage possible.

Having a CCJ doesn’t have to mean you can’t get a mortgage. See how Haysto could help you find an affordable mortgage solution that suits your needs.

Checkmyfile shows you credit scores from the credit reports of the three main credit reference agencies: Experian, Equifax and TransUnion.

Your credit score is one important factor when applying for a mortgage. Find out what credit score you'll need and how to download your credit report.

Find out how an overdraft could affect your credit score and impact a mortgage application.

Learn all about how to find your credit score so you can understand what information is kept on your credit report before applying for a mortgage.

Find out all the steps you should take that will quickly help to improve your credit score before you apply for a mortgage.

Bankruptcy doesn’t have to be a permanent barrier to getting a mortgage. Find out how Haysto could help you explore your mortgage options.

Bad credit? Use our bad credit mortgage calculator to estimate your monthly repayments and how much you might be able to borrow before applying.

Our self-employed mortgage calculator can show you how much you might be able to borrow, estimate your monthly repayments and calculate loan-to-value.

Discover how much you could potentially borrow, and how much your monthly mortgage repayments could be, all before making a mortgage application.

Thinking of remortgaging? Our remortgage calculator shows you what your monthly repayments could be, your potential loan-to-value and how much you could save.

Whether you’re self-employed, have credit issues, require specialist help or are just looking to remortgage - we have a calculator for you.

Looking for a Limited Company Buy-to-Let Mortgage? We can help! Whether you’re buying your first investment property through a Limited Company or growing your portfolio, our Mortgage Experts can help you explore your mortgage options.

Whether you’re buying your first rental property or managing an established portfolio, you’re in experienced hands.

Looking for an HMO Mortgage? We can help! Whether you’re buying your first HMO property or adding to an existing portfolio, our Mortgage Experts can help you explore your mortgage options.

Looking for a mortgage with bad credit? That’s why we’re here! We specialise in supporting people with adverse credit histories, helping them find the most affordable mortgage solutions that fit their needs.

Bad credit? Self-employed? Complex situation? Tired of 'Computer Says No'? Speak to Haysto.

Bad credit? Self-employed? Complex situation? Tired of 'Computer Says No'? Speak to Haysto.

Bad credit? Self-employed? Complex situation? Tired of 'Computer Says No'? Speak to Haysto.

Bad credit? Self-employed? Complex situation? Tired of 'Computer Says No'? Speak to Haysto.

Bad credit? Self-employed? Complex situation? Tired of 'Computer Says No'? Speak to Haysto.

The Bank of England’s first Monetary Policy Committee meeting of 2025 sees a 0.25% cut in the base rate, from 4.75% to 4.5%.

How will mortgage and remortgage rates fair over the next twelve months?

Find out everything you need to know about how UK Inheritance Tax works.

Find out everything you need to know about the process involved in dealing with an outstanding mortgage debt when someone dies.

Haysto has reached its next significant milestone - 2,000 Trustpilot reviews, with an overall TrustScore of 4.9.

Bank Of England Monetary Policy Committee votes to keep base rate unchanged at 4.75%

Find out how Halifax and Nationwide's latest House Price Index data could affect mortgages.

How could the recent rise in the headline rate of inflation affect mortgages?

Are tracker mortgages a solid option following the recent base rate cut by the Bank Of England?

Jonathan Magill - Chief Commercial Officer for Haysto.

At Haysto, Tom Drew makes mortgages possible for people with bad credit, those with more complex incomes and those who never thought it'd be possible.

Head of content at Haysto and its mainstream brand, Picnic. Also, eleven years with HSBC as a senior wealth manager and director of two group subsidiaries.

Jonathan Moulton is the Co-founder and Chief Executive Officer of Haysto, a digital-first mortgage broker for those who don’t fit the traditional mould.

Paul is an experienced mortgage expert with many years of experience in the specialist lending industry. He’s also the co-founder of Haysto.