Our Calculators

Bad Credit Mortgage Calculator

Want to know how bad credit issues affect how much you can borrow on a mortgage? You’re in the right place.

This bad credit mortgage calculator shows you how bad credit affects the amount that you may be able to borrow on a mortgage.


Result: You could buy a house up to the value of...


Our bad credit mortgage calculator assumptions

Use our handy mortgage calculators as useful information purposes and guidance only. The figures are illustrative. Your actual mortgage payments may differ.

Haysto Mortgage brokers walking out of phone illustration


Get connected to a specialist mortgage broker who can make a mortgage possible for you.

Got questions?

Can I get a mortgage with bad credit?

How does bad credit affect my mortgage application?

How much can I borrow on a mortgage if I have bad credit?

What is “bad credit”?

How do I find out my credit score?

How do credit agencies work?

Can I remortgage with bad credit?

Can you get a joint mortgage if one person has bad credit?

Are there mortgage lenders for bad credit?

Can you get approved for a home loan with a 500 credit score?

What kind of interest rate will I get if I have a poor credit rating?

useful links

Bad credit mortgage guides

Applying for a mortgage or understanding your options shouldn't be confusing, yet there are just so many myths doing the rounds and it's not easy to know where to turn to get the right advice.

Have you tried our other mortgage calculators?

Our calculators give you an idea of what you might be able to borrow, what's affordable and a rough estimate of the kind of property prices you can start to look at.

Talk to our Mortgage Experts to find out your options

Haven't we met before?