Self-employed Mortgage Calculator

Self-employed and want to know how much you could borrow on mortgage? You’re in the right place. Our self-employed mortgage calculator will show you how much you could borrow on a mortgage.

Speak to one of our Mortgages experts to get a more detailed idea of what you can borrow, based on your unique situation.

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You may have to pay an early repayment charge if you remortgage.
Your home could be repossessed if you don’t keep up repayments on your mortgage.
This calculator is only an estimate of how much you may be able to borrow. Talk to a mortgage broker or lender to get a more accurate figure.

Your Results

Here are the details of what your mortgage could look like. From how much you can borrow, to what you monthly repayment could be.

Your Mortgage

Based on what you have entered this is the mortgage you’re likely to be offered.

How is this calculated?

Your monthly repayment

This is a rough guide to what your monthly repayment could be. We work this out based on the interest rate you entered and the mortgage length.

How is this calculated?

Your Loan to Value

If you increased your deposit by your LTV would be , this is likely to give you a better mortgage rate.

How is this calculated?

Got questions

Can I get a mortgage as a self-employed person?

How does being self-employed affect my mortgage application?

How much can I afford to borrow on a mortgage if I’m self-employed?

How do I calculate my self-employed income?

How much tax do I need to pay as a self-employed person in the UK?

Do I have a tax code if I’m self-employed?

How much should I earn before going fully self-employed?

How does a self-employed mortgage calculator work?

Should I have a pension if I’m self-employed?

useful links

Self-employed mortgage guides

Applying for a mortgage or understanding your options shouldn't be confusing, yet there are just so many myths doing the rounds and it's not easy to know where to turn to get the right advice.

Have you tried our other mortgage calculators?

Our calculators give you an idea of what you might be able to borrow, what's affordable and a rough estimate of the kind of property prices you can start to look at.

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