Need to remortgage with bad credit? You’re in the right place. We’re specialist mortgage brokers with a proven track record of making remortgages possible for people with bad credit, like you.
Yes, you can remortgage with bad credit! You just might need a bit more help getting the right mortgage compared to someone with a better credit score.
Most mortgage lenders and banks will look at your remortgage application in the same way they would if you were applying for the first time. Many high street lenders will look at a bad credit score as an indicator that you’re not great with credit and might decide they don’t want to take the risk. But it’s a big misconception that if you try to remortgage with bad credit then it’s an automatic ‘no’ from all lenders. This isn’t the case.
There are plenty of specialist lenders who’ll look at your mortgage application in detail, rather than automatically reject you based on your credit score. The specialist mortgage market isn’t well known because often specialist lenders aren’t available directly to borrowers. They don’t advertise because they’re only available through specialist mortgage brokers who can help people that have a complex situation.
If you have a low credit score, it’s a good idea to work with a specialist mortgage broker. Our Mortgage Experts have great relationships with specialist mortgage lenders - the ones with the most competitive deals for people like you. Get in touch to find out your bad credit remortgage options.
We get how it feels when you’re refused a mortgage. We’ve been there. Haysto exists because the mortgage world is broken. If you don’t have a shiny credit rating, you’re self-employed with a complex income, or just don’t fit the mould, the odds are completely stacked against you. We just don’t think that’s fair.
Unlike others, we only work on bad credit, self-employed and complex mortgages. That’s all we do. And we’re up for a challenge.
No robots, no automated answers. We use technology to connect you to a real person. Not replace them.
We only get paid when your mortgage is approved.
Get connected to a specialist bad credit remortgage broker who can make a mortgage possible for you.