Bad credit? We’ve got your back. We’re the experts who turn “no” into “home”. Explore everything you need to make homeownership happen, regardless of your credit history.
View allSelf-employed? No problem. We’re specialists in making mortgages work for you. Here’s everything you need to tackle the mortgage maze, without the usual hassle.
View allGot a unique situation? We’ve got you covered. As specialist mortgage experts, we cut through the noise to get you what you need. Find your path to homeownership here.
View allRemortgaging doesn’t have to be a headache. We’re the experts who get it done. Find straightforward advice to remortgage with confidence, no matter your circumstances.
View allYour go-to hub for all the other need-to-know mortgage information. From guides to FAQs, we’ve got the answers, no matter your situation.
View allGetting a Joint Mortgage When One Applicant Has Bad Credit
Browse all of our available content, including mortgage guides, calculators, blog posts and more.
Sort by:
9 mins
Learn about all the options available to you if you want to buy a partner out of your property after you've separated.
Read guide
8 mins
Find out everything you need to know about getting a buy-to-let mortgage with bad credit and how it's still possible.
Read guide
6 mins
Find out everything you need to know about whether it's possible to get a mortgage on maternity leave and what your options are.
Read guide
9 mins
Are you looking for a mortgage but worried you won't have enough income? Find out if getting a mortgage is still possible and what proof of income you'll need.
Read guide
4 mins
Find out everything you need to know about how to get a mortgage with a Debt Relief Order (DRO) and how Haysto could help make your mortgage possible.
Read guide
6 mins
Find out if it's possible to get a mortgage with no deposit and what schemes may be available if you only have a small deposit.
Read guide
7 mins
Find out how to change from a repayment mortgage to an interest-only mortgage and the reasons why this might be necessary.
Read guide
7 mins
Find out the different types of mortgage repayment methods you can have and the different types of interest rates available if you have bad credit.
Read guide
8 mins
Find out how much deposit you'll need for a house in the UK and what special schemes are available to help people with a low deposit.
Read guide
Sort by:
Discover how much you could potentially borrow, and how much your monthly mortgage repayments could be, all before making a mortgage application.
Try it now
Thinking of remortgaging? Our remortgage calculator shows you what your monthly repayments could be, your potential loan-to-value and how much you could save.
Try it now
Our self-employed mortgage calculator can show you how much you might be able to borrow, estimate your monthly repayments and calculate loan-to-value.
Try it now
Bad credit? Use our bad credit mortgage calculator to estimate your monthly repayments and how much you might be able to borrow before applying.
Try it now
Whether you’re self-employed, have credit issues, require specialist help or are just looking to remortgage - we have a calculator for you.
Try it now
Sort by:
2 mins
Unlock your potential with a career as a Mortgage Adviser at Haysto - an innovative, compassionate and disruptive company.
View page
10 mins
We take your privacy very seriously. This page describes our privacy policy, how we handle your personal information, and keep it safe.
View page
14 mins
Our glossary provides definitions to help you understand all the different terms and acronyms you'll encounter when applying for a mortgage.
View page
Making mortgages possible is what we do. Our promise is to streamline your mortgage journey, giving you complete peace of mind.
View page
2 mins
Send us your credit report in 3 easy steps before we start preparing your mortgage application.
View page
We provide the market’s most personalised mortgage experience by matching you to one of our specialist Mortgage Experts based on your unique situation.
View page
Unlock your potential with a career at Haysto - an innovative, compassionate and disruptive company.
View page
We’re the UK’s fastest-growing specialist mortgage broker. Wholeheartedly dedicated to making mortgages possible for our customers.
View page
Bad credit? Self-employed? Complex situation? That’s all we do. Get connected to a specialist mortgage broker who can make a mortgage possible for you.
View page
Sort by:
8 mins
Buying a new property? Or thinking about it? Here’s what you need to know (and what to watch out for) when getting a new build mortgage.
Read post
4 mins
Meet Craig McKinlay. He’s the New Business Director at Kensington Mortgages - a mortgage lender you won’t find on the high street.
Read post
6 mins
Meet Steve Seal. He’s the CEO of Bluestone Mortgages - a mortgage lender you won’t find on the high street.
Read post
6 mins
Meet Mike Hillman, Chief Creative Officer at Haysto.
Read post
2 mins
We’re shocked and heartbroken to witness the devastating crisis in Ukraine. And, like so many of you, we’ve been thinking about what we can do to help.
Read post
4 mins
Taking part in the Homes For Ukraine scheme? Get your mortgage housework in order so you’re good to go
Read post
2 mins
An open letter from Haysto CEO to Thrive regarding good business practice and empathy.
Read post
4 mins
It’s not you, it’s them. Here’s why you should dump the high street when it comes to mortgages.
Read post
4 mins
From now on, we’re saying "bye-bye" to Buy-to-Let Mortgages. Haysto is for first-time buyers, home movers, and remortgages only. Sorry, landlords.
Read post
Sort by:
At Haysto, Tom Drew makes mortgages possible for people with bad credit, those with more complex incomes and those who never thought it'd be possible.
View author
Head of content at Haysto, previously content manager at OMA. Also, eleven years with HSBC as a senior wealth manager and director of two group subsidiaries.
View author
Jonathan Moulton is the Co-founder and Chief Executive Officer of Haysto, a digital-first mortgage broker for those who don’t fit the traditional mould.
View author
Paul is an experienced mortgage expert with many years of experience in the specialist lending industry. He’s also the co-founder of Haysto.
View author
We make mortgages possible. Bad credit? Self-employed? Complex situation? No problem. You’re in the right place. We get it, and we can help.
Try it FREE for 30 days, then £14.99 a month - cancel online anytime.
Information
Tools & Guides
Haysto Ltd is an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority. Registered Office: Haysto, Crystal House, 24 Cattle Market Street, Norwich, NR1 3DY. Registered in England and Wales No. 12527065
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Talk to our Mortgage Experts to find out your options