Browse all of our available content, including mortgage guides, calculators, blog posts and more.
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9 mins
Find out how much you can borrow for a mortgage with our guide to mortgage affordability.
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10 mins
Find out everything you need to know about how mortgage repayments work and what factors affect how much you pay.
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9 mins
Find out everything you need to know about the First Homes Scheme and how Haysto could help make your mortgage possible.
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6 mins
Find out all you need to know about how to get a mortgage on a property that’s currently mortgage-free or unencumbered.
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6 mins
Everything you need to know about the government-backed Mortgage Guarantee Scheme.
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6 mins
If you’re a first-time buyer or home mover, the Deposit Unlock Scheme could provide you with the keys to a brand new home with just a 5% deposit.
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8 mins
Find out everything you need to know about buying a new-build property and how to get a mortgage.
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12 mins
Find out exactly what mortgage lenders look for in a mortgage applicant and how Haysto could help you navigate safely through the application process.
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10 mins
Find out everything you need to know about what is considered a bad credit score and how you can improve your credit rating to get a mortgage.
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Discover how much you could potentially borrow, and how much your monthly mortgage repayments could be, all before making a mortgage application.
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Thinking of remortgaging? Our remortgage calculator shows you what your monthly repayments could be, your potential loan-to-value and how much you could save.
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Our self-employed mortgage calculator can show you how much you might be able to borrow, estimate your monthly repayments and calculate loan-to-value.
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Bad credit? Use our bad credit mortgage calculator to estimate your monthly repayments and how much you might be able to borrow before applying.
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Whether you’re self-employed, have credit issues, require specialist help or are just looking to remortgage - we have a calculator for you.
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2 mins
Jonny and Paul’s story is the heart of why Haysto was created - to fight for people who've been unfairly turned away by lenders.
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Life-changing stories straight from our customers. Read how we made a mortgage possible for those who previously thought it wasn’t.
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2 mins
Unlock your potential with a career as a Mortgage Adviser at Haysto - an innovative, compassionate and disruptive company.
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10 mins
We take your privacy very seriously. This page describes our privacy policy, how we handle your personal information, and keep it safe.
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15 mins
Our glossary provides definitions to help you understand all the different terms and acronyms you'll encounter when applying for a mortgage.
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Making mortgages possible is what we do. Our promise is to streamline your mortgage journey, giving you complete peace of mind.
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We provide the market’s most personalised mortgage experience by matching you to one of our specialist Mortgage Experts based on your unique situation.
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2 mins
Send us your credit report in 3 easy steps before we start preparing your mortgage application.
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Unlock your potential with a career at Haysto - an innovative, compassionate and disruptive company.
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4 mins
Monzo is the first major bank to launch its own buy now, pay later (BNPL) scheme. But does using it impact your chances of getting a mortgage?
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4 mins
Find out why you might not need to wait to apply for a mortgage with bad credit.
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3 mins
Find out why you should avoid putting joke references on money transfers, particularly when you're about to submit a mortgage application.
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4 mins
We pride ourselves on making mortgages possible where other banks and brokers failed. Here’s how we do it.
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4 mins
Find out how Bounce Back Loans are affecting mortgages.
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3 mins
The main takeaways from the government’s latest Benefits to Bricks announcement.
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4 mins
Do prospective LGBTQ homeowners still face discrimination during their search for a home?
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3 mins
Find out why we’re dethroning the high street and crowning the specialist lenders.
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4 mins
Find out why some brokers charge fees, and some don't.
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Jonathan Magill - Chief Commercial Officer for Haysto.
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At Haysto, Tom Drew makes mortgages possible for people with bad credit, those with more complex incomes and those who never thought it'd be possible.
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Head of content at Haysto, previously content manager at OMA. Also, eleven years with HSBC as a senior wealth manager and director of two group subsidiaries.
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Jonathan Moulton is the Co-founder and Chief Executive Officer of Haysto, a digital-first mortgage broker for those who don’t fit the traditional mould.
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Paul is an experienced mortgage expert with many years of experience in the specialist lending industry. He’s also the co-founder of Haysto.
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We make mortgages possible. Bad credit? Self-employed? Complex situation? No problem. You’re in the right place. We get it, and we can help.
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Haysto Ltd is an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority. Registered Office: Haysto, Crystal House, 24 Cattle Market Street, Norwich, NR1 3DY. Registered in England and Wales No. 12527065
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Your home may be repossessed if you do not keep up repayments on your mortgage.
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