Mortgage Guides

Whether you're dealing with bad credit, self-employment, or need remortgaging advice, we can help! Our guides are clear and simple to help you make informed decisions - no jargon, no judgement.

Bad Credit Mortgages

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Self-Employed Mortgages

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Specialist Mortgages

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Remortgages

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Additional Mortgage Information

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Calculators

Use our mortgage calculators to see how much you could borrow or what your monthly repayments might be - ideal for the self-employed, those with credit issues, or anyone curious about affordability.

Calculator

Mortgage Repayment Calculator

Discover how much you could potentially borrow, and how much your monthly mortgage repayments could be, all before making a mortgage application.

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Bad Credit Mortgage Calculator

Bad credit? Use our bad credit mortgage calculator to estimate your monthly repayments and how much you might be able to borrow before applying.

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Calculator

Self-Employed Mortgage Calculator

Our self-employed mortgage calculator can show you how much you might be able to borrow, estimate your monthly repayments and calculate loan-to-value.

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Calculator

Remortgage Calculator

Thinking of remortgaging? Our remortgage calculator shows you what your monthly repayments could be, your potential loan-to-value and how much you could save.

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About Us

Learn what makes Haysto tick - why we started, what drives us, and how we’re changing the mortgage game. Dive into our journey, our mission, and how we work to make a difference.

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Our Story

Jonny and Paul’s story is the heart of why Haysto was created - to fight for people who've been unfairly turned away by lenders.

Our Promise

Making mortgages possible is what we do. Our promise is to streamline your mortgage journey, giving you complete peace of mind.

How It Works

We provide an award-winning personalised mortgage experience by matching you to one of our specialist Mortgage Experts based on your unique situation.

Success Stories

Life-changing stories straight from our customers. Read how we made a mortgage possible for those who previously thought it wasn’t.

Our Blog

Find the latest on what we're up to, what's going on in the mortgage world, and some other bits we think you'll find interesting.

Careers

Unlock your potential with a career at Haysto - an innovative, compassionate and disruptive company.

Michael Whitehead

Head of Content

A seasoned copywriter and editor, Mike has been writing for financial services firms since 2012 and joined us in 2024 after working for one of the UK’s biggest mortgage lead providers. Prior to this, he spent eleven years as a senior wealth manager for HSBC Bank, working internationally and domestically. He was also a director of two HSBC Group subsidiaries and holds a Financial Planning Certificate from the Chartered Insurance Institute.

Mike Whitehead

Mortgage Guides

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16 mins

Getting a Mortgage With Bad Credit

Bad credit doesn’t mean you can’t get a mortgage. Our guide to bad credit mortgages explains how we can help make your mortgage possible.

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8 mins

Getting a Mortgage With a CCJ

Having a CCJ doesn’t have to mean you can’t get a mortgage. See how Haysto could help you find an affordable mortgage solution that suits your needs.

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7 mins

What To Do If You've Been Refused a Mortgage

Find out what process you should follow if you’ve recently been refused a mortgage

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6 mins

Porting A Mortgage

Are you looking to move home and want to know what happens to your mortgage? Find out how porting could let you take your current mortgage deal with you.

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3 mins

Why You Should Use a Mortgage Advisor

Find out everything you need to know about why using a mortgage advisor can boost your chances of getting the mortgage you need with the most competitive rates.

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1 2

Bad Credit? Self-Employed? Complex Income? We understand and can help you explore mortgage options that suit your needs.

Information

Tools & Guides

Company

Haysto, a trading style of Haysto Ltd, is an appointed representative of HL Partnership Limited, which is authorised and regulated by the Financial Conduct Authority.Registered Office: Haysto, Crystal House, 24 Cattle Market Street, Norwich, NR1 3DY. Registered in England and Wales No. 12527065

There may be a fee for mortgage advice. The exact amount depends upon your circumstances but will range from £599 to £1599 and this will be discussed and agreed with you at the earliest opportunity.

The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Your home may be repossessed if you do not keep up repayments on your mortgage.