Michael Whitehead
Head of Content
Michael leads content across Haysto, with a focus on specialist mortgage scenarios. He helps borrowers with more complex circumstances understand how lenders assess affordability, risk, and eligibility. A seasoned copywriter and editor, he’s been writing about mortgages and personal finance since 2012. Michael joined Haysto in 2024 and was closely involved in creating our mainstream sister brand, Picnic Mortgages, helping shape its content strategy and tone ahead of the site’s launch in 2025. Before moving into financial content full-time, Michael spent eleven years at HSBC Bank as a senior wealth manager, working both in the UK and internationally. During this time, he also served as a director of two HSBC Group subsidiaries and holds a Financial Planning Certificate from the Chartered Insurance Institute.
Mike Whitehead
Mortgage Guides
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16 mins
Getting a Mortgage With Bad Credit
Bad credit doesn’t mean you can’t get a mortgage. Our guide to bad credit mortgages explains how we can help make your mortgage possible.
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8 mins
Getting a Mortgage With a CCJ
Having a CCJ doesn’t have to mean you can’t get a mortgage. See how Haysto could help you find an affordable mortgage solution that suits your needs.
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7 mins
What To Do If You've Been Refused a Mortgage
Find out what process you should follow if you’ve recently been refused a mortgage
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6 mins
Porting A Mortgage
Are you looking to move home and want to know what happens to your mortgage? Find out how porting could let you take your current mortgage deal with you.
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3 mins
Why You Should Use a Mortgage Advisor
Find out everything you need to know about why using a mortgage advisor can boost your chances of getting the mortgage you need with the most competitive rates.
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Information
Tools & Guides
Haysto, a trading style of Haysto Ltd, is an appointed representative of HL Partnership Limited, which is authorised and regulated by the Financial Conduct Authority.Registered Office: Haysto, Crystal House, 24 Cattle Market Street, Norwich, NR1 3DY. Registered in England and Wales No. 12527065
There may be a fee for mortgage advice. The exact amount depends upon your circumstances but will range from £599 to £1599 and this will be discussed and agreed with you at the earliest opportunity.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Your home may be repossessed if you do not keep up repayments on your mortgage.