Bad credit? We’ve got your back. We’re the experts who turn “no” into “home”. Explore everything you need to make homeownership happen, regardless of your credit history.
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View allGot a unique situation? We’ve got you covered. As specialist mortgage experts, we cut through the noise to get you what you need. Find your path to homeownership here.
View allRemortgaging doesn’t have to be a headache. We’re the experts who get it done. Find straightforward advice to remortgage with confidence, no matter your circumstances.
View allYour go-to hub for all the other need-to-know mortgage information. From guides to FAQs, we’ve got the answers, no matter your situation.
View allGetting a Joint Mortgage When One Applicant Has Bad Credit
Additional Mortgage Information
Not sure what you’re looking for? Don’t worry. We’ve got guides on everything mortgage-related, even the tricky stuff. At Haysto, we help people from all walks of life make mortgages possible.
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A True AIP
24 Hour Service
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Our Promise
A True AIP
24 Hour Service
Rate Guarantee
Why Haysto?
The no.1 Specialist Mortgage Broker
We’re here for those with complex situations – the ones who don’t fit into the usual boxes. When the “computer says no”, turn to Haysto.
Our Guides
Additional Mortgage Information
We understand the challenges that come with low credit scores, unusual financial circumstances, or not fitting the standard mould. As the go-to broker for people in tricky situations, we’ve helped thousands achieve homeownership. Read our guides below to find out how we can help you when other brokers can’t.
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5 mins
What Is a Repayment Mortgage?
Find out how repayment mortgages work, how they differ from interest-only mortgages and if you can switch from one repayment method to the other.
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5 mins
What To Do If Your Mortgage Is Rejected On Affordability
Find out what options you have if your mortgage is rejected due to affordability.
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13 mins
Mortgages For First-Time Buyers
Find out everything you need to know about the home-buying process if you're a first-time buyer and how Haysto can help you when other brokers can't.
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4 mins
Do I Need a Solicitor to Buy a House?
Confused about conveyancing? Find out everything you need to know about mortgage solicitors and the legal side of buying a home.
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8 mins
Equity Release Explained
If you're over 55, find out everything you need to know about Equity Release Schemes.
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7 mins
Getting a Mortgage As An Expat
Find out everything you need to know about how to get a mortgage if you're either an expat living overseas or returning to the UK.
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7 mins
Getting a Mortgage With a New Job
Find out how to get a mortgage soon after starting a new job and how Haysto can help make this possible when other brokers can't.
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4 mins
Help To Buy Explained
The Help To Buy Scheme ended in England on 31st March 2023. Find out all about how Help To Buy worked when it was available.
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5 mins
How Does Age Affect Mortgages?
Find out how your age could affect the type of mortgage deal you qualify for and what options you have available.
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How It Works
Tech Smarts, Human Hearts
We don’t use technology to replicate humans. We use technology to enable us to spend more time on what matters most. Understanding your unique situation, and finding the right mortgage for you. Meet the experts. Not the robots.
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No More Computer Says No
- Compassion-led, zero judgement.
- Our tech was built to empower you.
No More Being Ghosted
- We work for you. Not the lenders, or the banks.
- Book a call anytime. Message our team 24/7.
No More Confusing Processes
- See your progress in real time in your portal.
- Manage your docs and info all in your portal.
No More Feeling Hopeless
- No-nonsense advice – no matter your situation.
- We exhaust every avenue to find you a mortgage.
What People Say
See How We Make A Difference
Life-changing stories straight from our customers. Read how we made mortgage possible for those who have previously thought it wasn’t.
I was in a difficult situation and struggling to see a way out. Haysto helped turn this around
Lennie
Read Lennie's Story
We make mortgages possible. Bad credit? Self-employed? Complex situation? No problem. You’re in the right place. We get it, and we can help.
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Information
Tools & Guides
Haysto Ltd is an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority. Registered Office: Haysto, Crystal House, 24 Cattle Market Street, Norwich, NR1 3DY. Registered in England and Wales No. 12527065
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Your home may be repossessed if you do not keep up repayments on your mortgage.