Bad credit? We’ve got your back. We’re the experts who turn “no” into “home”. Explore everything you need to make homeownership happen, regardless of your credit history.
View allSelf-employed? No problem. We’re specialists in making mortgages work for you. Here’s everything you need to tackle the mortgage maze, without the usual hassle.
View allGot a unique situation? We’ve got you covered. As specialist mortgage experts, we cut through the noise to get you what you need. Find your path to homeownership here.
View allRemortgaging doesn’t have to be a headache. We’re the experts who get it done. Find straightforward advice to remortgage with confidence, no matter your circumstances.
View allYour go-to hub for all the other need-to-know mortgage information. From guides to FAQs, we’ve got the answers, no matter your situation.
View allGetting a Joint Mortgage When One Applicant Has Bad Credit
Additional Mortgage Information
Not sure what you’re looking for? Don’t worry. We’ve got guides on everything mortgage-related, even the tricky stuff. At Haysto, we help people from all walks of life make mortgages possible.
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A True AIP
24 Hour Service
Rate Guarantee
Our Promise
A True AIP
24 Hour Service
Rate Guarantee
Why Haysto?
The no.1 Specialist Mortgage Broker
We’re here for those with complex situations – the ones who don’t fit into the usual boxes. When the “computer says no”, turn to Haysto.
Our Guides
Additional Mortgage Information
We understand the challenges that come with low credit scores, unusual financial circumstances, or not fitting the standard mould. As the go-to broker for people in tricky situations, we’ve helped thousands achieve homeownership. Read our guides below to find out how we can help you when other brokers can’t.
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16 mins
How To Get Mortgage-ready
Preparing for a mortgage application can feel quite daunting. Learn about all the paperwork you'll need to put together and what lenders will look for.
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10 mins
What To Do If You've Been Refused a Mortgage
Learn all the typical reasons why mortgage applications are declined and what steps you can take before applying with another mortgage lender.
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3 mins
Does an Overdraft Affect Your credit Score?
Find out how an overdraft could affect your credit score and impact a mortgage application.
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8 mins
Getting a Mortgage With Credit Card Debt
If you're worried about getting a mortgage with a credit card or overdraft debt, find out how Haysto could help make your mortgage possible when others can't.
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8 mins
How To Find Your Credit Score
Learn all about how to find your credit score so you can understand what information is kept on your credit report before applying for a mortgage.
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5 mins
How To Improve Your Credit Score
Find out all the steps you should take that will quickly help to improve your credit score before you apply for a mortgage.
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3 mins
Why You Should Use a Mortgage Advisor
Find out everything you need to know about why using a mortgage advisor can boost your chances of getting the mortgage you need with the most competitive rates.
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6 mins
Subprime Mortgages Explained
Find out what the term 'subprime mortgage' means and why there are much better safeguards in place now for anyone who is looking for a mortgage.
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4 mins
Post-Brexit Mortgages For EU Nationals
Find out how EU citizens could still get a UK mortgage post-Brexit.
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How It Works
Tech Smarts, Human Hearts
We don’t use technology to replicate humans. We use technology to enable us to spend more time on what matters most. Understanding your unique situation, and finding the right mortgage for you. Meet the experts. Not the robots.
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No More Computer Says No
- Compassion-led, zero judgement.
- Our tech was built to empower you.
No More Being Ghosted
- We work for you. Not the lenders, or the banks.
- Book a call anytime. Message our team 24/7.
No More Confusing Processes
- See your progress in real time in your portal.
- Manage your docs and info all in your portal.
No More Feeling Hopeless
- No-nonsense advice – no matter your situation.
- We exhaust every avenue to find you a mortgage.
What People Say
See How We Make A Difference
Life-changing stories straight from our customers. Read how we made mortgage possible for those who have previously thought it wasn’t.
I was in a difficult situation and struggling to see a way out. Haysto helped turn this around
Lennie
Read Lennie's Story
We make mortgages possible. Bad credit? Self-employed? Complex situation? No problem. You’re in the right place. We get it, and we can help.
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Information
Tools & Guides
Haysto Ltd is an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority. Registered Office: Haysto, Crystal House, 24 Cattle Market Street, Norwich, NR1 3DY. Registered in England and Wales No. 12527065
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Your home may be repossessed if you do not keep up repayments on your mortgage.