Bad credit? We’ve got your back. We’re the experts who turn “no” into “home”. Explore everything you need to make homeownership happen, regardless of your credit history.
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View allGot a unique situation? We’ve got you covered. As specialist mortgage experts, we cut through the noise to get you what you need. Find your path to homeownership here.
View allRemortgaging doesn’t have to be a headache. We’re the experts who get it done. Find straightforward advice to remortgage with confidence, no matter your circumstances.
View allYour go-to hub for all the other need-to-know mortgage information. From guides to FAQs, we’ve got the answers, no matter your situation.
View allGetting a Joint Mortgage When One Applicant Has Bad Credit
Additional Mortgage Information
Not sure what you’re looking for? Don’t worry. We’ve got guides on everything mortgage-related, even the tricky stuff. At Haysto, we help people from all walks of life make mortgages possible.
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A True AIP
24 Hour Service
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Our Promise
A True AIP
24 Hour Service
Rate Guarantee
Why Haysto?
The no.1 Specialist Mortgage Broker
We’re here for those with complex situations – the ones who don’t fit into the usual boxes. When the “computer says no”, turn to Haysto.
Our Guides
Additional Mortgage Information
We understand the challenges that come with low credit scores, unusual financial circumstances, or not fitting the standard mould. As the go-to broker for people in tricky situations, we’ve helped thousands achieve homeownership. Read our guides below to find out how we can help you when other brokers can’t.
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9 mins
Can I Get a Mortgage With Low Income?
Are you looking for a mortgage but worried you won't have enough income? Find out if getting a mortgage is still possible and what proof of income you'll need.
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4 mins
Can I Get a Mortgage With a Debt Relief Order (DRO)?
Find out everything you need to know about how to get a mortgage with a Debt Relief Order (DRO) and how Haysto could help make your mortgage possible.
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6 mins
Mortgages With No Deposit
Find out if it's possible to get a mortgage with no deposit and what schemes may be available if you only have a small deposit.
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7 mins
Changing a Repayment Mortgage to Interest-Only
Find out how to change from a repayment mortgage to an interest-only mortgage and the reasons why this might be necessary.
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7 mins
Mortgage Types And Rates For Bad Credit
Find out the different types of mortgage repayment methods you can have and the different types of interest rates available if you have bad credit.
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8 mins
How Much Deposit Do I Need to Buy a House?
Find out how much deposit you'll need for a house in the UK and what special schemes are available to help people with a low deposit.
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4 mins
Buy-to-Let Mortgages Explained
When you buy a property as an investment instead of a home, your mortgage will be slightly different. You’ll need a specialist buy-to-let mortgage.
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4 mins
Complete Guide to Stamp Duty
Find out everything you need to know about Stamp Duty and how much you might have to pay for the property you want to buy.
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8 mins
10 Mortgage Myths
Learn all about the most common myths about applying for a mortgage and why the reality could be very different with help from an experienced mortgage broker.
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How It Works
Tech Smarts, Human Hearts
We don’t use technology to replicate humans. We use technology to enable us to spend more time on what matters most. Understanding your unique situation, and finding the right mortgage for you. Meet the experts. Not the robots.
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No More Computer Says No
- Compassion-led, zero judgement.
- Our tech was built to empower you.
No More Being Ghosted
- We work for you. Not the lenders, or the banks.
- Book a call anytime. Message our team 24/7.
No More Confusing Processes
- See your progress in real time in your portal.
- Manage your docs and info all in your portal.
No More Feeling Hopeless
- No-nonsense advice – no matter your situation.
- We exhaust every avenue to find you a mortgage.
What People Say
See How We Make A Difference
Life-changing stories straight from our customers. Read how we made mortgage possible for those who have previously thought it wasn’t.
I was in a difficult situation and struggling to see a way out. Haysto helped turn this around
Lennie
Read Lennie's Story
We make mortgages possible. Bad credit? Self-employed? Complex situation? No problem. You’re in the right place. We get it, and we can help.
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Information
Tools & Guides
Haysto Ltd is an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority. Registered Office: Haysto, Crystal House, 24 Cattle Market Street, Norwich, NR1 3DY. Registered in England and Wales No. 12527065
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Your home may be repossessed if you do not keep up repayments on your mortgage.