Bad credit? We’ve got your back. We’re the experts who turn “no” into “home”. Explore everything you need to make homeownership happen, regardless of your credit history.
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View allGot a unique situation? We’ve got you covered. As specialist mortgage experts, we cut through the noise to get you what you need. Find your path to homeownership here.
View allRemortgaging doesn’t have to be a headache. We’re the experts who get it done. Find straightforward advice to remortgage with confidence, no matter your circumstances.
View allYour go-to hub for all the other need-to-know mortgage information. From guides to FAQs, we’ve got the answers, no matter your situation.
View allGetting a Joint Mortgage When One Applicant Has Bad Credit
Additional Mortgage Information
Not sure what you’re looking for? Don’t worry. We’ve got guides on everything mortgage-related, even the tricky stuff. At Haysto, we help people from all walks of life make mortgages possible.
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A True AIP
24 Hour Service
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Our Promise
A True AIP
24 Hour Service
Rate Guarantee
Why Haysto?
The no.1 Specialist Mortgage Broker
We’re here for those with complex situations – the ones who don’t fit into the usual boxes. When the “computer says no”, turn to Haysto.
Our Guides
Additional Mortgage Information
We understand the challenges that come with low credit scores, unusual financial circumstances, or not fitting the standard mould. As the go-to broker for people in tricky situations, we’ve helped thousands achieve homeownership. Read our guides below to find out how we can help you when other brokers can’t.
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9 mins
How To Get a Mortgage Decision In Principle
Find out how to get a decision in principle for your mortgage, why it's a good idea, how long it will last and what to do if it's declined.
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4 mins
Mortgage Income Multiples Explained
Find out how mortgage lenders calculate how much you can borrow by using a multiple of your annual earnings.
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10 mins
Mortgage Protection Insurance
Want to know how to keep a roof over your head? Find out everything you need to know about mortgage protection insurance.
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9 mins
Getting a Mortgage As a Single Parent
Find out how to get a mortgage if you're a single parent, including how much you could borrow and what evidence of earnings will be required.
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8 mins
Holiday-Let Mortgages Explained
Looking at buying a holiday rental home? Find out how holiday-let mortgages work and how Haysto can help when other brokers can't.
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6 mins
Can a Joint Mortgage Be Transferred to One Person?
Are you going through a divorce or separation? Find out all you need to know about how to transfer your mortgage to one person.
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9 mins
How Can You Buy a Partner Out After Separation?
Learn about all the options available to you if you want to buy a partner out of your property after you've separated.
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8 mins
Can I Get a Buy-to-Let Mortgage With Bad Credit?
Find out everything you need to know about getting a buy-to-let mortgage with bad credit and how it's still possible.
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6 mins
Can I Get a Mortgage on Maternity Leave?
Find out everything you need to know about whether it's possible to get a mortgage on maternity leave and what your options are.
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How It Works
Tech Smarts, Human Hearts
We don’t use technology to replicate humans. We use technology to enable us to spend more time on what matters most. Understanding your unique situation, and finding the right mortgage for you. Meet the experts. Not the robots.
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No More Computer Says No
- Compassion-led, zero judgement.
- Our tech was built to empower you.
No More Being Ghosted
- We work for you. Not the lenders, or the banks.
- Book a call anytime. Message our team 24/7.
No More Confusing Processes
- See your progress in real time in your portal.
- Manage your docs and info all in your portal.
No More Feeling Hopeless
- No-nonsense advice – no matter your situation.
- We exhaust every avenue to find you a mortgage.
What People Say
See How We Make A Difference
Life-changing stories straight from our customers. Read how we made mortgage possible for those who have previously thought it wasn’t.
I was in a difficult situation and struggling to see a way out. Haysto helped turn this around
Lennie
Read Lennie's Story
We make mortgages possible. Bad credit? Self-employed? Complex situation? No problem. You’re in the right place. We get it, and we can help.
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Information
Tools & Guides
Haysto Ltd is an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority. Registered Office: Haysto, Crystal House, 24 Cattle Market Street, Norwich, NR1 3DY. Registered in England and Wales No. 12527065
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Your home may be repossessed if you do not keep up repayments on your mortgage.