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Remortgaging doesn’t have to be a headache. We’re the experts who get it done. Find straightforward advice to remortgage with confidence, no matter your circumstances.

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Not sure what you’re looking for? Don’t worry. We’ve got guides on everything mortgage-related, even the tricky stuff. At Haysto, we help people from all walks of life make mortgages possible.

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Why Haysto?

The no.1 Specialist Mortgage Broker

We’re here for those with complex situations – the ones who don’t fit into the usual boxes. When the “computer says no”, turn to Haysto.

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Our Guides

Additional Mortgage Information

We understand the challenges that come with low credit scores, unusual financial circumstances, or not fitting the standard mould. As the go-to broker for people in tricky situations, we’ve helped thousands achieve homeownership. Read our guides below to find out how we can help you when other brokers can’t.

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7 mins

Getting a Mortgage With a New Job

Find out how to get a mortgage soon after starting a new job and how Haysto can help make this possible when other brokers can't.

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4 mins

Help To Buy Explained

The Help To Buy Scheme ended in England on 31st March 2023. Find out all about how Help To Buy worked when it was available.

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5 mins

How Does Age Affect Mortgages?

Find out how your age could affect the type of mortgage deal you qualify for and what options you have available.

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9 mins

How To Get a Mortgage Decision In Principle

Find out how to get a decision in principle for your mortgage, why it's a good idea, how long it will last and what to do if it's declined.

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5 mins

Mortgage Income Multiples Explained

Find out why lenders use the mortgage salary multiplier calculation to work out how much you can borrow.

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10 mins

Mortgage Protection Insurance

Want to know how to keep a roof over your head? Find out everything you need to know about mortgage protection insurance.

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9 mins

Getting a Mortgage As a Single Parent

Find out how to get a mortgage if you're a single parent, including how much you could borrow and what evidence of earnings will be required.

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8 mins

Holiday-Let Mortgages Explained

Looking at buying a holiday rental home? Find out how holiday-let mortgages work and how Haysto can help when other brokers can't.

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6 mins

Can a Joint Mortgage Be Transferred to One Person?

Are you going through a divorce or separation? Find out all you need to know about how to transfer your mortgage to one person.

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How It Works

Tech Smarts, Human Hearts

We don’t use technology to replicate humans. We use technology to enable us to spend more time on what matters most. Understanding your unique situation, and finding the right mortgage for you. Meet the experts. Not the robots.

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Tech Smarts, Human Hearts
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No More Computer Says No

  • Compassion-led, zero judgement.
  • Our tech was built to empower you.
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No More Being Ghosted

  • We work for you. Not the lenders, or the banks.
  • Book a call anytime. Message our team 24/7.
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No More Confusing Processes

  • See your progress in real time in your portal.
  • Manage your docs and info all in your portal.
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No More Feeling Hopeless

  • No-nonsense advice – no matter your situation.
  • We exhaust every avenue to find you a mortgage.

What People Say

See How We Make A Difference

Life-changing stories straight from our customers. Read how we made mortgage possible for those who have previously thought it wasn’t.

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I was in a difficult situation and struggling to see a way out. Haysto helped turn this around

Lennie

Read Lennie's Story
Lennie

Haysto Ltd is an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority. Registered Office: Haysto, Crystal House, 24 Cattle Market Street, Norwich, NR1 3DY. Registered in England and Wales No. 12527065

The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Talk to our Mortgage Experts to find out your options