Bad credit? We’ve got your back. We’re the experts who turn “no” into “home”. Explore everything you need to make homeownership happen, regardless of your credit history.
View allSelf-employed? No problem. We’re specialists in making mortgages work for you. Here’s everything you need to tackle the mortgage maze, without the usual hassle.
View allGot a unique situation? We’ve got you covered. As specialist mortgage experts, we cut through the noise to get you what you need. Find your path to homeownership here.
View allRemortgaging doesn’t have to be a headache. We’re the experts who get it done. Find straightforward advice to remortgage with confidence, no matter your circumstances.
View allYour go-to hub for all the other need-to-know mortgage information. From guides to FAQs, we’ve got the answers, no matter your situation.
View allGetting a Joint Mortgage When One Applicant Has Bad Credit
Not sure what you’re looking for? Don’t worry. We’ve got guides on everything mortgage-related, even the tricky stuff. At Haysto, we help people from all walks of life make mortgages possible.
Why Haysto?
We’re here for those with complex situations – the ones who don’t fit into the usual boxes. When the “computer says no”, turn to Haysto.
Our Guides
We understand the challenges that come with low credit scores, unusual financial circumstances, or not fitting the standard mould. As the go-to broker for people in tricky situations, we’ve helped thousands achieve homeownership. Read our guides below to find out how we can help you when other brokers can’t.
Sort by:
7 mins
Find out how to get a mortgage soon after starting a new job and how Haysto can help make this possible when other brokers can't.
Read guide
4 mins
The Help To Buy Scheme ended in England on 31st March 2023. Find out all about how Help To Buy worked when it was available.
Read guide
5 mins
Find out how your age could affect the type of mortgage deal you qualify for and what options you have available.
Read guide
9 mins
Find out how to get a decision in principle for your mortgage, why it's a good idea, how long it will last and what to do if it's declined.
Read guide
5 mins
Find out why lenders use the mortgage salary multiplier calculation to work out how much you can borrow.
Read guide
10 mins
Want to know how to keep a roof over your head? Find out everything you need to know about mortgage protection insurance.
Read guide
9 mins
Find out how to get a mortgage if you're a single parent, including how much you could borrow and what evidence of earnings will be required.
Read guide
8 mins
Looking at buying a holiday rental home? Find out how holiday-let mortgages work and how Haysto can help when other brokers can't.
Read guide
6 mins
Are you going through a divorce or separation? Find out all you need to know about how to transfer your mortgage to one person.
Read guide
How It Works
We don’t use technology to replicate humans. We use technology to enable us to spend more time on what matters most. Understanding your unique situation, and finding the right mortgage for you. Meet the experts. Not the robots.
Get Started NowWhat People Say
Life-changing stories straight from our customers. Read how we made mortgage possible for those who have previously thought it wasn’t.
I was in a difficult situation and struggling to see a way out. Haysto helped turn this around
Lennie
Read Lennie's StoryWe make mortgages possible. Bad credit? Self-employed? Complex situation? No problem. You’re in the right place. We get it, and we can help.
Try it FREE for 30 days, then £14.99 a month - cancel online anytime.
Information
Tools & Guides
Haysto Ltd is an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority. Registered Office: Haysto, Crystal House, 24 Cattle Market Street, Norwich, NR1 3DY. Registered in England and Wales No. 12527065
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Talk to our Mortgage Experts to find out your options