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Can you get a shared ownership mortgage with bad credit? Find out how Haysto can help you find an affordable mortgage solution that suits your needs.

Find out what options you have if your mortgage is rejected due to affordability.

Discover everything you need to know about the home-buying process as a first-time buyer, and how Haysto can help you find an affordable mortgage solution.

Find out everything you need to know about how to get a mortgage if you're either an expat living overseas or returning to the UK.

Find out how your age could affect the type of mortgage deal you qualify for and what options you have available.

Find out how to get a decision in principle for your mortgage, why it's a good idea, how long it will last and what to do if it's declined.

Find out why lenders use the mortgage salary multiplier calculation to work out how much you can borrow.

Find out if it's possible to get a mortgage with no deposit and what schemes may be available if you only have a small deposit.

Find out how to change from a repayment mortgage to an interest-only mortgage and the reasons why this might be necessary.

Discover how much you could potentially borrow, and how much your monthly mortgage repayments could be, all before making a mortgage application.

Thinking of remortgaging? Our remortgage calculator shows you what your monthly repayments could be, your potential loan-to-value and how much you could save.

Our self-employed mortgage calculator can show you how much you might be able to borrow, estimate your monthly repayments and calculate loan-to-value.

Bad credit? Use our bad credit mortgage calculator to estimate your monthly repayments and how much you might be able to borrow before applying.

Whether you’re self-employed, have credit issues, require specialist help or are just looking to remortgage - we have a calculator for you.

Since 2021, we've turned “no” into “home” for thousands of customers in complex situations. Now we’re bringing our expertise and tech to the masses.

If you’ve been affected, this page is updated regularly to include the latest information about mortgages and Covid-19

Funding from CEO and Co-founder of OakNorth Rishi Khosla OBE and Salesforce veteran Dr Steve Garnett propels Haysto's mission to empower customers.

Jonny Magill becomes Haysto's latest C-level appointment, bringing a wealth of knowledge from previous roles at Tesco, Sainsbury’s, Strike Ltd and Purplebricks.

Need a mortgage but worried about credit card debts? It can be done! See how we helped single dad Lennie after his bank turned him down.

Need a mortgage but worried about low income? It can be done! See how we helped Martin and Julian get a Help to Buy mortgage after their bank turned them down.

Need a mortgage but worried about being a single parent with bad credit? It can be done! See how we helped Maya find her dream home.

Need to remortgage but worried about being self-employed? It can be done! See how we helped Meghan and Stu get a mortgage after their bank turned them down.

How has the COVID-19 pandemic changed the UK property market? Which locations have seen the most property sales? We used public government data to find out.

The Bank of England’s first Monetary Policy Committee meeting of 2025 sees a 0.25% cut in the base rate, from 4.75% to 4.5%.

How will mortgage and remortgage rates fair over the next twelve months?

Find out everything you need to know about how UK Inheritance Tax works.

Find out everything you need to know about the process involved in dealing with an outstanding mortgage debt when someone dies.

Haysto has reached its next significant milestone - 2,000 Trustpilot reviews, with an overall TrustScore of 4.9.

Bank Of England Monetary Policy Committee votes to keep base rate unchanged at 4.75%

Find out how Halifax and Nationwide's latest House Price Index data could affect mortgages.

How could the recent rise in the headline rate of inflation affect mortgages?

Are tracker mortgages a solid option following the recent base rate cut by the Bank Of England?

Jonathan Magill - Chief Commercial Officer for Haysto.

At Haysto, Tom Drew makes mortgages possible for people with bad credit, those with more complex incomes and those who never thought it'd be possible.

Head of content at Haysto, previously content manager at OMA. Also, eleven years with HSBC as a senior wealth manager and director of two group subsidiaries.

Jonathan Moulton is the Co-founder and Chief Executive Officer of Haysto, a digital-first mortgage broker for those who don’t fit the traditional mould.

Paul is an experienced mortgage expert with many years of experience in the specialist lending industry. He’s also the co-founder of Haysto.