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Find out everything you need to know about what is considered a bad credit score and how you can improve your credit rating to get a mortgage.

Bad credit doesn’t have to mean you can’t get a mortgage. Find out how Haysto could help make your mortgage possible.

Having a CCJ doesn’t have to mean you can’t get a mortgage. Find out how Haysto could make your mortgage possible.

Your credit score is one important factor when applying for a mortgage. Find out what credit score you'll need and how to download your credit report.

Checkmyfile shows you credit scores from the credit reports of the three main credit reference agencies: Experian, Equifax and TransUnion.

Find out how an overdraft could affect your credit score and impact a mortgage application.

Learn all about how to find your credit score so you can understand what information is kept on your credit report before applying for a mortgage.

Find out all the steps you should take that will quickly help to improve your credit score before you apply for a mortgage.

Bankruptcy doesn’t have to be a permanent barrier to getting a mortgage. Find out how Haysto could help make your mortgage possible.

Discover how much you could potentially borrow, and how much your monthly mortgage repayments could be, all before making a mortgage application.

Thinking of remortgaging? Our remortgage calculator shows you what your monthly repayments could be, your potential loan-to-value and how much you could save.

Our self-employed mortgage calculator can show you how much you might be able to borrow, estimate your monthly repayments and calculate loan-to-value.

Bad credit? Use our bad credit mortgage calculator to estimate your monthly repayments and how much you might be able to borrow before applying.

Whether you’re self-employed, have credit issues, require specialist help or are just looking to remortgage - we have a calculator for you.

Need a mortgage but worried about being a single parent with bad credit? It can be done! See how we helped Maya find her dream home.

Need to remortgage but worried about being self-employed? It can be done! See how we helped Meghan and Stu get a mortgage after their bank turned them down.

How has the COVID-19 pandemic changed the UK property market? Which locations have seen the most property sales? We used public government data to find out.

Need a mortgage but worried about being self-employed with bad credit? It can be done! See how we helped Fran and Kim get on the property ladder.

Have questions about us, our brokers or mortgages in general? Use the contact details on this page to get in touch.

Learn about cookies and how we use them to enhance your experience on haysto.com.

Thinking about Help to Buy but worried about bad credit? It can be done! See how we helped Kate and Arjun get a mortgage after their bank turned them down.

Review Haysto's terms of use, outlining your rights, responsibilities, and conditions when using our services and website.

Unlock your potential with a career as a Case Manager at Haysto - an innovative, compassionate and disruptive company.

The Bank of England’s first Monetary Policy Committee meeting of 2025 sees a 0.25% cut in the base rate, from 4.75% to 4.5%.

How will mortgage and remortgage rates fair over the next twelve months?

Find out everything you need to know about how UK Inheritance Tax works.

Find out everything you need to know about the process involved in dealing with an outstanding mortgage debt when someone dies.

Haysto has reached its next significant milestone - 2,000 Trustpilot reviews, with an overall TrustScore of 4.9.

Bank Of England Monetary Policy Committee votes to keep base rate unchanged at 4.75%

Find out how Halifax and Nationwide's latest House Price Index data could affect mortgages.

How could the recent rise in the headline rate of inflation affect mortgages?

Are tracker mortgages a solid option following the recent base rate cut by the Bank Of England?

Jonathan Magill - Chief Commercial Officer for Haysto.

At Haysto, Tom Drew makes mortgages possible for people with bad credit, those with more complex incomes and those who never thought it'd be possible.

Head of content at Haysto, previously content manager at OMA. Also, eleven years with HSBC as a senior wealth manager and director of two group subsidiaries.

Jonathan Moulton is the Co-founder and Chief Executive Officer of Haysto, a digital-first mortgage broker for those who don’t fit the traditional mould.

Paul is an experienced mortgage expert with many years of experience in the specialist lending industry. He’s also the co-founder of Haysto.