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Find out everything you need to know about what is considered a bad credit score and how you can improve your credit rating to get a mortgage.

Bad credit doesn’t have to mean you can’t get a mortgage. Find out how Haysto could help make your mortgage possible.

Having a CCJ doesn’t have to mean you can’t get a mortgage. Find out how Haysto could make your mortgage possible.

Your credit score is one important factor when applying for a mortgage. Find out what credit score you'll need and how to download your credit report.

Checkmyfile shows you credit scores from the credit reports of the three main credit reference agencies: Experian, Equifax and TransUnion.

Find out how an overdraft could affect your credit score and impact a mortgage application.

Learn all about how to find your credit score so you can understand what information is kept on your credit report before applying for a mortgage.

Find out all the steps you should take that will quickly help to improve your credit score before you apply for a mortgage.

Bankruptcy doesn’t have to be a permanent barrier to getting a mortgage. Find out how Haysto could help make your mortgage possible.

Discover how much you could potentially borrow, and how much your monthly mortgage repayments could be, all before making a mortgage application.

Thinking of remortgaging? Our remortgage calculator shows you what your monthly repayments could be, your potential loan-to-value and how much you could save.

Our self-employed mortgage calculator can show you how much you might be able to borrow, estimate your monthly repayments and calculate loan-to-value.

Bad credit? Use our bad credit mortgage calculator to estimate your monthly repayments and how much you might be able to borrow before applying.

Whether you’re self-employed, have credit issues, require specialist help or are just looking to remortgage - we have a calculator for you.

Unlock your potential with a career as an Insurance Specialist at Haysto - an innovative, compassionate and disruptive company.

Jonny and Paul’s story is the heart of why Haysto was created - to fight for people who've been unfairly turned away by lenders.

Life-changing stories straight from our customers. Read how we made a mortgage possible for those who previously thought it wasn’t.

Unlock your potential with a career as a Trainee Mortgage Adviser at Haysto - an innovative, compassionate and disruptive company.

We take your privacy very seriously. This page describes our privacy policy, how we handle your personal information, and keep it safe.

Unlock your potential with a career as a Mortgage Adviser at Haysto - an innovative, compassionate and disruptive company.

Our glossary provides definitions to help you understand all the different terms and acronyms you'll encounter when applying for a mortgage.

Send us your credit report in 3 easy steps before we start preparing your mortgage application.

We provide the market’s most personalised mortgage experience by matching you to one of our specialist Mortgage Experts based on your unique situation.

The Bank of England’s first Monetary Policy Committee meeting of 2025 sees a 0.25% cut in the base rate, from 4.75% to 4.5%.

How will mortgage and remortgage rates fair over the next twelve months?

Find out everything you need to know about how UK Inheritance Tax works.

Find out everything you need to know about the process involved in dealing with an outstanding mortgage debt when someone dies.

Haysto has reached its next significant milestone - 2,000 Trustpilot reviews, with an overall TrustScore of 4.9.

Bank Of England Monetary Policy Committee votes to keep base rate unchanged at 4.75%

Find out how Halifax and Nationwide's latest House Price Index data could affect mortgages.

How could the recent rise in the headline rate of inflation affect mortgages?

Are tracker mortgages a solid option following the recent base rate cut by the Bank Of England?

Jonathan Magill - Chief Commercial Officer for Haysto.

At Haysto, Tom Drew makes mortgages possible for people with bad credit, those with more complex incomes and those who never thought it'd be possible.

Head of content at Haysto, previously content manager at OMA. Also, eleven years with HSBC as a senior wealth manager and director of two group subsidiaries.

Jonathan Moulton is the Co-founder and Chief Executive Officer of Haysto, a digital-first mortgage broker for those who don’t fit the traditional mould.

Paul is an experienced mortgage expert with many years of experience in the specialist lending industry. He’s also the co-founder of Haysto.