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Mortgage Guides

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9 mins

How To Get a Mortgage Decision In Principle

Find out how to get a decision in principle for your mortgage, why it's a good idea, how long it will last and what to do if it's declined.

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10 mins

Mortgage Protection Insurance

Want to know how to keep a roof over your head? Find out everything you need to know about mortgage protection insurance.

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10 mins

Getting a Joint Mortgage When One Applicant Has Bad Credit

Looking for a joint mortgage, but one applicant has bad credit? Find out how Haysto could help make your mortgage possible.

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5 mins

Mortgage Income Multiples Explained

Find out why lenders use the mortgage salary multiplier calculation to work out how much you can borrow.

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9 mins

Getting a Mortgage As a Single Parent

Find out how to get a mortgage if you're a single parent, including how much you could borrow and what evidence of earnings will be required.

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8 mins

Holiday-Let Mortgages Explained

Looking at buying a holiday rental home? Find out how holiday-let mortgages work and how Haysto can help.

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7 mins

Getting a Mortgage As An Expat

Find out everything you need to know about how to get a mortgage if you're either an expat living overseas or returning to the UK.

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7 mins

Getting a Mortgage With a New Job

Find out how to get a mortgage soon after starting a new job and how Haysto can help you find an affordable mortgage solution to suit your needs.

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5 mins

How Does Age Affect Mortgages?

Find out how your age could affect the type of mortgage deal you qualify for and what options you have available.

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Limited Company Buy-to-Let Mortgages

Looking for a Limited Company Buy-to-Let Mortgage? We can help! Whether you’re buying your first investment property through a Limited Company or growing your portfolio, our Mortgage Experts can help you explore your mortgage options.

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Buy-to-Let Mortgages

Whether you’re buying your first rental property or managing an established portfolio, you’re in experienced hands.

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HMO Mortgages

Looking for an HMO Mortgage? We can help! Whether you’re buying your first HMO property or adding to an existing portfolio, our Mortgage Experts can help you explore your mortgage options.

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Bad Credit Mortgages

Looking for a mortgage with bad credit? That’s why we’re here! We specialise in supporting people with adverse credit histories, helping them find the most affordable mortgage solutions that fit their needs.

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Bad Credit Mortgages - Calculator

Bad credit? Self-employed? Complex situation? Tired of 'Computer Says No'? Speak to Haysto.

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Mortgages for Older Borrowers

Bad credit? Self-employed? Complex situation? Tired of 'Computer Says No'? Speak to Haysto.

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Mortgages for Pensioners

Bad credit? Self-employed? Complex situation? Tired of 'Computer Says No'? Speak to Haysto.

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Mortgages for Over 80s

Bad credit? Self-employed? Complex situation? Tired of 'Computer Says No'? Speak to Haysto.

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Right to Buy Mortgages

Bad credit? Self-employed? Complex situation? Tired of 'Computer Says No'? Speak to Haysto.

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Haysto, a trading style of Haysto Ltd, is an appointed representative of HL Partnership Limited, which is authorised and regulated by the Financial Conduct Authority.Registered Office: Haysto, Crystal House, 24 Cattle Market Street, Norwich, NR1 3DY. Registered in England and Wales No. 12527065

There may be a fee for mortgage advice. The exact amount depends upon your circumstances, but will range from £649 to £1699, and this will be discussed and agreed with you at the earliest opportunity.

The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Talk to our Mortgage Experts to find out your options