Michael Whitehead
Head of Content
Michael leads content across Haysto, with a focus on specialist mortgage scenarios. He helps borrowers with more complex circumstances understand how lenders assess affordability, risk, and eligibility. A seasoned copywriter and editor, he’s been writing about mortgages and personal finance since 2012. Michael joined Haysto in 2024 and was closely involved in creating our mainstream sister brand, Picnic Mortgages, helping shape its content strategy and tone ahead of the site’s launch in 2025. Before moving into financial content full-time, Michael spent eleven years at HSBC Bank as a senior wealth manager, working both in the UK and internationally. During this time, he also served as a director of two HSBC Group subsidiaries and holds a Financial Planning Certificate from the Chartered Insurance Institute.
Mike Whitehead
Mortgage Guides
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10 mins
Shared Ownership Mortgage With Bad Credit
Can you get a shared ownership mortgage with bad credit? Find out how Haysto can help you find an affordable mortgage solution that suits your needs.
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5 mins
What To Do If Your Mortgage Is Rejected On Affordability
Find out what options you have if your mortgage is rejected due to affordability.
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13 mins
Mortgages For First-Time Buyers
Discover everything you need to know about the home-buying process as a first-time buyer, and how Haysto can help you find an affordable mortgage solution.
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4 mins
Do I Need a Solicitor to Buy a House?
Confused about conveyancing? Find out everything you need to know about mortgage solicitors and the legal side of buying a home.
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10 mins
Getting a Joint Mortgage When One Applicant Has Bad Credit
Looking for a joint mortgage, but one applicant has bad credit? Find out how Haysto could help make your mortgage possible.
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7 mins
Getting a Mortgage As An Expat
Find out everything you need to know about how to get a mortgage if you're either an expat living overseas or returning to the UK.
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7 mins
Getting a Mortgage With a New Job
Find out how to get a mortgage soon after starting a new job and how Haysto can help you find an affordable mortgage solution to suit your needs.
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5 mins
How Does Age Affect Mortgages?
Find out how your age could affect the type of mortgage deal you qualify for and what options you have available.
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9 mins
How To Get a Mortgage Decision In Principle
Find out how to get a decision in principle for your mortgage, why it's a good idea, how long it will last and what to do if it's declined.
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Information
Tools & Guides
Haysto, a trading style of Haysto Ltd, is an appointed representative of HL Partnership Limited, which is authorised and regulated by the Financial Conduct Authority.Registered Office: Haysto, Crystal House, 24 Cattle Market Street, Norwich, NR1 3DY. Registered in England and Wales No. 12527065
There may be a fee for mortgage advice. The exact amount depends upon your circumstances but will range from £599 to £1599 and this will be discussed and agreed with you at the earliest opportunity.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Your home may be repossessed if you do not keep up repayments on your mortgage.