Michael Whitehead
Head of Content
Michael leads content across Haysto, with a focus on specialist mortgage scenarios. He helps borrowers with more complex circumstances understand how lenders assess affordability, risk, and eligibility. A seasoned copywriter and editor, he’s been writing about mortgages and personal finance since 2012. Michael joined Haysto in 2024 and was closely involved in creating our mainstream sister brand, Picnic Mortgages, helping shape its content strategy and tone ahead of the site’s launch in 2025. Before moving into financial content full-time, Michael spent eleven years at HSBC Bank as a senior wealth manager, working both in the UK and internationally. During this time, he also served as a director of two HSBC Group subsidiaries and holds a Financial Planning Certificate from the Chartered Insurance Institute.
Mike Whitehead
Mortgage Guides
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5 mins
Zero-Hour Contract Mortgages
Find out everything you need to know about getting a mortgage if you're on a zero-hour contract and how Haysto could help make this possible.
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7 mins
Debt Consolidation Mortgage
Find out everything you need to know about remortgaging to pay off debt and how Haysto could help make your remortgage possible.
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11 mins
Getting a Mortgage After a Repossession
A repossession doesn’t have to be a permanent roadblock to getting a mortgage. Find out how Haysto could help.
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7 mins
Mortgages After Using Payday Loans
Having a payday loan doesn’t mean you can’t get a mortgage. Find out how Haysto could help make your mortgage possible.
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3 mins
Why You Should Use a Mortgage Advisor
Find out everything you need to know about why using a mortgage advisor can boost your chances of getting the mortgage you need with the most competitive rates.
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6 mins
Subprime Mortgages Explained
Find out what the term 'subprime mortgage' means and why there are much better safeguards in place now for anyone who is looking for a mortgage.
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4 mins
Post-Brexit Mortgages For EU Nationals
Find out how EU citizens could still get a UK mortgage post-Brexit.
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9 mins
How To Get a Mortgage With No Credit History
No credit history doesn’t have to be a permanent barrier to getting a mortgage. Find out how Haysto could help make your mortgage possible.
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5 mins
Mortgage After Bankruptcy
Bankruptcy doesn’t have to be a permanent barrier to getting a mortgage. Find out how Haysto could help you explore your mortgage options.
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Information
Tools & Guides
Haysto, a trading style of Haysto Ltd, is an appointed representative of HL Partnership Limited, which is authorised and regulated by the Financial Conduct Authority.Registered Office: Haysto, Crystal House, 24 Cattle Market Street, Norwich, NR1 3DY. Registered in England and Wales No. 12527065
There may be a fee for mortgage advice. The exact amount depends upon your circumstances but will range from £599 to £1599 and this will be discussed and agreed with you at the earliest opportunity.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Your home may be repossessed if you do not keep up repayments on your mortgage.