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Bad credit? Our award-winning service specialises in helping people with adverse credit histories find affordable mortgage solutions that suit their needs.

Complex circumstances? We’re experts in handling the tricky stuff. At Haysto, we specialise in finding mortgages for people who don’t fit the norm.

Bad credit? Use our bad credit mortgage calculator to estimate your monthly repayments and how much you might be able to borrow before applying.

Our self-employed mortgage calculator can show you how much you might be able to borrow, estimate your monthly repayments and calculate loan-to-value.

Discover how much you could potentially borrow, and how much your monthly mortgage repayments could be, all before making a mortgage application.

Thinking of remortgaging? Our remortgage calculator shows you what your monthly repayments could be, your potential loan-to-value and how much you could save.

Whether you’re self-employed, have credit issues, require specialist help or are just looking to remortgage - we have a calculator for you.

Bad credit? Self-employed? Complex situation? Tired of 'Computer Says No'? Speak to Haysto.

Bad credit? Self-employed? Complex situation? Tired of 'Computer Says No'? Speak to Haysto.

Bad credit? Self-employed? Complex situation? Tired of 'Computer Says No'? Speak to Haysto.

Bad credit? Self-employed? Complex situation? Tired of 'Computer Says No'? Speak to Haysto.

Experian, the global data and technology company, has announced a multi-year exclusive partnership with Haysto and its mainstream brand Picnic.

Looking to leave the family nest but worried about getting a mortgage? Find out how we helped George and Paige secure the keys to their first home.

Want to find a way to raise funds for house renovations now rather than wait until you've saved enough cash? Haysto can help make it happen!

Tired of paying for someone else's mortgage and want a home you can call your own? Find out how we helped Florin and Claudia plant their own roots.

When life throws you a curveball, getting a mortgage can feel like an impossible journey. But it can be done! Find out how we helped Malcolm make a fresh start.

The Bank of England’s first Monetary Policy Committee meeting of 2025 sees a 0.25% cut in the base rate, from 4.75% to 4.5%.

How will mortgage and remortgage rates fair over the next twelve months?

Find out everything you need to know about how UK Inheritance Tax works.

Find out everything you need to know about the process involved in dealing with an outstanding mortgage debt when someone dies.

Haysto has reached its next significant milestone - 2,000 Trustpilot reviews, with an overall TrustScore of 4.9.

Bank Of England Monetary Policy Committee votes to keep base rate unchanged at 4.75%

Find out how Halifax and Nationwide's latest House Price Index data could affect mortgages.

How could the recent rise in the headline rate of inflation affect mortgages?

Are tracker mortgages a solid option following the recent base rate cut by the Bank Of England?

Jonathan Magill - Chief Commercial Officer for Haysto.

At Haysto, Tom Drew makes mortgages possible for people with bad credit, those with more complex incomes and those who never thought it'd be possible.

Head of content at Haysto and its mainstream brand, Picnic. Also, eleven years with HSBC as a senior wealth manager and director of two group subsidiaries.

Jonathan Moulton is the Co-founder and Chief Executive Officer of Haysto, a digital-first mortgage broker for those who don’t fit the traditional mould.

Paul is an experienced mortgage expert with many years of experience in the specialist lending industry. He’s also the co-founder of Haysto.