Bad credit? We’ve got your back. We’re the experts who turn “no” into “home”. Explore everything you need to make homeownership happen, regardless of your credit history.
View allSelf-employed? No problem. We’re specialists in making mortgages work for you. Here’s everything you need to tackle the mortgage maze, without the usual hassle.
View allGot a unique situation? We’ve got you covered. As specialist mortgage experts, we cut through the noise to get you what you need. Find your path to homeownership here.
View allRemortgaging doesn’t have to be a headache. We’re the experts who get it done. Find straightforward advice to remortgage with confidence, no matter your circumstances.
View allYour go-to hub for all the other need-to-know mortgage information. From guides to FAQs, we’ve got the answers, no matter your situation.
View allGetting a Joint Mortgage When One Applicant Has Bad Credit
Browse all of our available content, including mortgage guides, calculators, blog posts and more.
Sort by:
6 mins
Find out if it's possible to use income received from bonuses and commissions in addition to your basic salary to borrow more for your mortgage.
Read guide
5 mins
Find out how repayment mortgages work, how they differ from interest-only mortgages and if you can switch from one repayment method to the other.
Read guide
10 mins
Can you get a shared ownership mortgage with bad credit? Find out how this could be possible and why Haysto can help when other brokers can't.
Read guide
5 mins
Find out what options you have if your mortgage is rejected due to affordability.
Read guide
13 mins
Find out everything you need to know about the home-buying process if you're a first-time buyer and how Haysto can help you when other brokers can't.
Read guide
4 mins
Confused about conveyancing? Find out everything you need to know about mortgage solicitors and the legal side of buying a home.
Read guide
8 mins
If you're over 55, find out everything you need to know about Equity Release Schemes.
Read guide
10 mins
Looking for a joint mortgage, but one applicant has bad credit? Find out how Haysto could help make your mortgage possible when other brokers can't.
Read guide
7 mins
Find out everything you need to know about how to get a mortgage if you're either an expat living overseas or returning to the UK.
Read guide
Sort by:
Discover how much you could potentially borrow, and how much your monthly mortgage repayments could be, all before making a mortgage application.
Try it now
Thinking of remortgaging? Our remortgage calculator shows you what your monthly repayments could be, your potential loan-to-value and how much you could save.
Try it now
Our self-employed mortgage calculator can show you how much you might be able to borrow, estimate your monthly repayments and calculate loan-to-value.
Try it now
Bad credit? Use our bad credit mortgage calculator to estimate your monthly repayments and how much you might be able to borrow before applying.
Try it now
Whether you’re self-employed, have credit issues, require specialist help or are just looking to remortgage - we have a calculator for you.
Try it now
Sort by:
2 mins
Unlock your potential with a career as a Mortgage Adviser at Haysto - an innovative, compassionate and disruptive company.
View page
10 mins
We take your privacy very seriously. This page describes our privacy policy, how we handle your personal information, and keep it safe.
View page
14 mins
Our glossary provides definitions to help you understand all the different terms and acronyms you'll encounter when applying for a mortgage.
View page
Making mortgages possible is what we do. Our promise is to streamline your mortgage journey, giving you complete peace of mind.
View page
2 mins
Send us your credit report in 3 easy steps before we start preparing your mortgage application.
View page
We provide the market’s most personalised mortgage experience by matching you to one of our specialist Mortgage Experts based on your unique situation.
View page
Unlock your potential with a career at Haysto - an innovative, compassionate and disruptive company.
View page
We’re the UK’s fastest-growing specialist mortgage broker. Wholeheartedly dedicated to making mortgages possible for our customers.
View page
Bad credit? Self-employed? Complex situation? That’s all we do. Get connected to a specialist mortgage broker who can make a mortgage possible for you.
View page
Sort by:
6 mins
Debunking the misconceptions and stigma around bad credit.
Read post
Find the latest on what we're up to, what's going on in the mortgage world, and some other bits we think you'll find interesting.
Read post
4 mins
More than 1,000 customers have given Haysto a review on Trustpilot - one hell of an achievement!
Read post
5 mins
Find out if taking part in the Don't Pay UK campaign could have a negative impact on your credit history and future mortgage applications.
Read post
6 mins
Inflation is at a 40-year high, and the Bank of England has raised interest rates again. But what does this mean, and what can you do about it?
Read post
4 mins
Monzo is the first major bank to launch its own buy now, pay later (BNPL) scheme. But does using it impact your chances of getting a mortgage?
Read post
4 mins
Find out why you might not need to wait to apply for a mortgage with bad credit.
Read post
3 mins
Find out why you should avoid putting joke references on money transfers, particularly when you're about to submit a mortgage application.
Read post
4 mins
We pride ourselves on making mortgages possible where other banks and brokers failed. Here’s how we do it.
Read post
Sort by:
At Haysto, Tom Drew makes mortgages possible for people with bad credit, those with more complex incomes and those who never thought it'd be possible.
View author
Head of content at Haysto, previously content manager at OMA. Also, eleven years with HSBC as a senior wealth manager and director of two group subsidiaries.
View author
Jonathan Moulton is the Co-founder and Chief Executive Officer of Haysto, a digital-first mortgage broker for those who don’t fit the traditional mould.
View author
Paul is an experienced mortgage expert with many years of experience in the specialist lending industry. He’s also the co-founder of Haysto.
View author
We make mortgages possible. Bad credit? Self-employed? Complex situation? No problem. You’re in the right place. We get it, and we can help.
Try it FREE for 30 days, then £14.99 a month - cancel online anytime.
Information
Tools & Guides
Haysto Ltd is an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority. Registered Office: Haysto, Crystal House, 24 Cattle Market Street, Norwich, NR1 3DY. Registered in England and Wales No. 12527065
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Talk to our Mortgage Experts to find out your options