Michael Whitehead
Head of Content
A seasoned copywriter and editor, Mike has been writing for financial services firms since 2012 and joined us in 2024 after working for one of the UK’s biggest mortgage lead providers. Prior to this, he spent eleven years as a senior wealth manager for HSBC Bank, working internationally and domestically. He was also a director of two HSBC Group subsidiaries and holds a Financial Planning Certificate from the Chartered Insurance Institute.
Mike Whitehead
Mortgage Guides
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10 mins
Shared Ownership Mortgage With Bad Credit
Can you get a shared ownership mortgage with bad credit? Find out how this could be possible and why Haysto can help when other brokers can't.
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5 mins
What To Do If Your Mortgage Is Rejected On Affordability
Find out what options you have if your mortgage is rejected due to affordability.
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13 mins
Mortgages For First-Time Buyers
Find out everything you need to know about the home-buying process if you're a first-time buyer and how Haysto can help you when other brokers can't.
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7 mins
Getting a Mortgage As An Expat
Find out everything you need to know about how to get a mortgage if you're either an expat living overseas or returning to the UK.
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5 mins
How Does Age Affect Mortgages?
Find out how your age could affect the type of mortgage deal you qualify for and what options you have available.
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9 mins
How To Get a Mortgage Decision In Principle
Find out how to get a decision in principle for your mortgage, why it's a good idea, how long it will last and what to do if it's declined.
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5 mins
Mortgage Income Multiples Explained
Find out why lenders use the mortgage salary multiplier calculation to work out how much you can borrow.
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6 mins
Mortgages With No Deposit
Find out if it's possible to get a mortgage with no deposit and what schemes may be available if you only have a small deposit.
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7 mins
Changing a Repayment Mortgage to Interest-Only
Find out how to change from a repayment mortgage to an interest-only mortgage and the reasons why this might be necessary.
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Tools & Guides
Haysto Ltd is an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority. Registered Office: Haysto, Crystal House, 24 Cattle Market Street, Norwich, NR1 3DY. Registered in England and Wales No. 12527065
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Your home may be repossessed if you do not keep up repayments on your mortgage.