Michael Whitehead
Head of Content
Michael leads content across Haysto, with a focus on specialist mortgage scenarios. He helps borrowers with more complex circumstances understand how lenders assess affordability, risk, and eligibility. A seasoned copywriter and editor, he’s been writing about mortgages and personal finance since 2012. Michael joined Haysto in 2024 and was closely involved in creating our mainstream sister brand, Picnic Mortgages, helping shape its content strategy and tone ahead of the site’s launch in 2025. Before moving into financial content full-time, Michael spent eleven years at HSBC Bank as a senior wealth manager, working both in the UK and internationally. During this time, he also served as a director of two HSBC Group subsidiaries and holds a Financial Planning Certificate from the Chartered Insurance Institute.
Mike Whitehead
Mortgage Guides
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8 mins
How Much Deposit Do I Need to Buy a House?
Find out how much deposit you'll need for a house in the UK and what special schemes are available to help people with a low deposit.
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7 mins
Mortgage Types And Rates For Bad Credit
Find out the different types of mortgage repayment methods you can have and the different types of interest rates available if you have bad credit.
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3 mins
Complete Guide to Stamp Duty
Find out everything you need to know about Stamp Duty and how much you might have to pay for the property you want to buy.
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7 mins
What To Do If You've Been Refused a Mortgage
Find out what process you should follow if you’ve recently been refused a mortgage
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5 mins
Mortgages For Agency Workers
Looking for a mortgage as an agency worker? Find out how Haysto could help you find affordable mortgage solutions that suit your needs.
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8 mins
Mortgages For Freelancers
Looking for a mortgage as a freelancer? Discover how Haysto can help you find affordable mortgage solutions that suit your needs.
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5 mins
Mortgages For Self-Employed Without Accounts
Find out everything you need to know about getting a mortgage if you're self-employed with no certified accounts and how Haysto could help make this possible.
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3 mins
Mortgages Using Retained Profits
Find out all you need to know about getting a mortgage using retained profits and how Haysto can help make your mortgage possible.
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7 mins
How To Remortgage To Buy Another Property
Find out everything you need to know about remortgaging to buy another property, and how Haysto could help make your remortgage possible.
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Information
Tools & Guides
Haysto, a trading style of Haysto Ltd, is an appointed representative of HL Partnership Limited, which is authorised and regulated by the Financial Conduct Authority.Registered Office: Haysto, Crystal House, 24 Cattle Market Street, Norwich, NR1 3DY. Registered in England and Wales No. 12527065
There may be a fee for mortgage advice. The exact amount depends upon your circumstances but will range from £599 to £1599 and this will be discussed and agreed with you at the earliest opportunity.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Your home may be repossessed if you do not keep up repayments on your mortgage.