Michael Whitehead
Head of Content
Michael leads content across Haysto, with a focus on specialist mortgage scenarios. He helps borrowers with more complex circumstances understand how lenders assess affordability, risk, and eligibility. A seasoned copywriter and editor, he’s been writing about mortgages and personal finance since 2012. Michael joined Haysto in 2024 and was closely involved in creating our mainstream sister brand, Picnic Mortgages, helping shape its content strategy and tone ahead of the site’s launch in 2025. Before moving into financial content full-time, Michael spent eleven years at HSBC Bank as a senior wealth manager, working both in the UK and internationally. During this time, he also served as a director of two HSBC Group subsidiaries and holds a Financial Planning Certificate from the Chartered Insurance Institute.
Mike Whitehead
Mortgage Guides
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8 mins
Second-Charge Mortgages
Find out all you need to know about second-charge mortgages and how Haysto can help you find the right lenders offering the most competitive interest rates.
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6 mins
Self-Employed Mortgage With 1 Year's Accounts
Need a self-employed mortgage with just 1 year's accounts? Find out how Haysto could help you find an affordable mortgage solution that suits your needs.
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5 mins
Self-Employed Mortgage With 2 Years' Accounts
Need a self-employed mortgage with just 2 year's accounts? Find out how Haysto could help you find an affordable mortgage solution that suits your needs.
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5 mins
Mortgages For Sole Traders
Find out everything you need to know about getting a mortgage as a sole trader and how Haysto can help make your mortgage possible.
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9 mins
Specialist Lending Explained
What is a specialist mortgage lender? And why might you need one? Find out all you need to know and how Haysto could help make your mortgage possible.
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3 mins
Does an Overdraft Affect Your credit Score?
Find out how an overdraft could affect your credit score and impact a mortgage application.
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8 mins
How To Find Your Credit Score
Learn all about how to find your credit score so you can understand what information is kept on your credit report before applying for a mortgage.
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3 mins
Tier 2 Visa Mortgages
Find out everything you need to know about getting a mortgage on a tier 2 visa and how Haysto could help make your mortgage possible.
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5 mins
Zero-Hour Contract Mortgages
Find out everything you need to know about getting a mortgage if you're on a zero-hour contract and how Haysto could help make this possible.
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Information
Tools & Guides
Haysto, a trading style of Haysto Ltd, is an appointed representative of HL Partnership Limited, which is authorised and regulated by the Financial Conduct Authority.Registered Office: Haysto, Crystal House, 24 Cattle Market Street, Norwich, NR1 3DY. Registered in England and Wales No. 12527065
There may be a fee for mortgage advice. The exact amount depends upon your circumstances but will range from £599 to £1599 and this will be discussed and agreed with you at the earliest opportunity.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Your home may be repossessed if you do not keep up repayments on your mortgage.