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Mortgage Guides

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9 mins

Getting a Mortgage As a Single Person

Getting a mortgage as a single person can often be more straightforward than a joint application. Find out how Haysto could help make your mortgage possible.

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4 mins

What Happens When My Mortgage Ends?

Find out what your options are when your mortgage loan ends.

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6 mins

Using Bonuses and Commission on Your Mortgage Application

Find out if it's possible to use income received from bonuses and commissions in addition to your basic salary to borrow more for your mortgage.

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5 mins

What Is a Repayment Mortgage?

Find out how repayment mortgages work, how they differ from interest-only mortgages and if you can switch from one repayment method to the other.

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10 mins

Shared Ownership Mortgage With Bad Credit

Can you get a shared ownership mortgage with bad credit? Find out how Haysto can help you find an affordable mortgage solution that suits your needs.

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5 mins

What To Do If Your Mortgage Is Rejected On Affordability

Find out what options you have if your mortgage is rejected due to affordability.

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4 mins

Do I Need a Solicitor to Buy a House?

Confused about conveyancing? Find out everything you need to know about mortgage solicitors and the legal side of buying a home.

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8 mins

Equity Release Explained

If you're over 55, find out everything you need to know about Equity Release Schemes.

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4 mins

Help To Buy Explained

The Help To Buy Scheme ended in England on 31st March 2023. Find out all about how Help To Buy worked when it was available.

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3 mins

Haysto welcomes Jonny Magill as Chief Commercial Officer

Jonny Magill becomes Haysto's latest C-level appointment, bringing a wealth of knowledge from previous roles at Tesco, Sainsbury’s, Strike Ltd and Purplebricks.

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3 mins

Meet Lennie

Need a mortgage but worried about credit card debts? It can be done! See how we helped single dad Lennie after his bank turned him down.

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7 mins

Which Locations Have Fared Best in the Property Market During COVID-19?

How has the COVID-19 pandemic changed the UK property market? Which locations have seen the most property sales? We used public government data to find out.

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3 mins

Meet Martin & Julian

Need a mortgage but worried about low income? It can be done! See how we helped Martin and Julian get a Help to Buy mortgage after their bank turned them down.

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4 mins

Meet Maya

Need a mortgage but worried about being a single parent with bad credit? It can be done! See how we helped Maya find her dream home.

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3 mins

Meet Meghan & Stu

Need to remortgage but worried about being self-employed? It can be done! See how we helped Meghan and Stu get a mortgage after their bank turned them down.

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4 mins

Meet Fran & Kim

Need a mortgage but worried about being self-employed with bad credit? It can be done! See how we helped Fran and Kim get on the property ladder.

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3 mins

Meet Kate & Arjun

Thinking about Help to Buy but worried about bad credit? It can be done! See how we helped Kate and Arjun get a mortgage after their bank turned them down.

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2 mins

Our Story

Jonny and Paul’s story is the heart of why Haysto was created - to fight for people who've been unfairly turned away by lenders.

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Haysto, a trading style of Haysto Ltd, is an appointed representative of HL Partnership Limited, which is authorised and regulated by the Financial Conduct Authority.Registered Office: Haysto, Crystal House, 24 Cattle Market Street, Norwich, NR1 3DY. Registered in England and Wales No. 12527065

There may be a fee for mortgage advice. The exact amount depends upon your circumstances, but will range from £649 to £1699, and this will be discussed and agreed with you at the earliest opportunity.

The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Talk to our Mortgage Experts to find out your options